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Get Cheap Car Insurance in Malverne, NY
We monitor insurance prices, helping the average driver in Malverne save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Malverne
The chart below shows the cheapest car insurance company in Malverne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Malverne Insurer | Monthly Cost |
|---|---|
| Kemper | $105 |
| Plymouth Rock Assurance | $139 |
| Safeco Insurance | $150 |
| Geico | $156 |
Savings for Every Kind of Malverne Driver
Based on our extensive insurance data, we know the average Malverne driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $847 per year by choosing the right vehicle insurance company. Some Malverne residents are paying out over $2,841 extra every year for auto insurance in Malverne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Malverne, NY Savings / Yr. |
|---|---|
$847 |
|
$540 |
|
$1,079 |
|
$1,092 |
|
$2,675 |
|
$895 |
|
$1,426 |
Malverne Car Insurance vs. New York
People living in Malverne pay an average of 17.17% more than the typical driver in the state. The average driver in Malverne can expect to pay about $2,061 per year, or $2,841 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Malverne for most people.
Car Insurance Prices by Malverne Neighborhood
Insurance Prices
Where is insurance cheapest within Malverne?
The map shows insurance prices in and around Malverne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $262 per year within the city boundaries, with insurance premiums ranging from a high of $2,944 to a low of $2,682. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Malverne.Pick the Best Car Insurance Company for You in Malverne
The best car insurance provider for most drivers in Malverne
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $847 over the average Malverne car insurance company.
The best car insurance provider for Malverne drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $540 over the competition.
The best car insurance company for Malverne drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,079 better than other car insurance companies.
The best auto insurance for Malverne drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,092 less each year.
The least expensive car insurance company for new and young drivers in Malverne
In Malverne, Progressive costs young drivers $2,675 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Malverne
Progressive gave the largest car insurance discounts to married couples, averaging $895 saved each year compared to an average Malverne couple's premiums.
The cheapest car insurance in Malverne for drivers with bad credit
The best Malverne car insurance company for customer service
Recent price drops
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The cheapest large national provider in Malverne
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Malverne driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Malverne, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Malverne
What Influences the Cost of Car Insurance in Malverne?
On average, car insurance in Malverne is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Malverne is 46 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Malverne are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Malverne is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Malverne is $172 per month for minimum coverage and $237 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lynbrook: Insurance costs 2.99% more
- West Hempstead: Insurance costs 5.95% more
- Franklin Square: Insurance costs 1.87% more
- North Valley Stream: Insurance costs 13.87% more
- Rockville Centre: Insurance costs 2.08% more
- Valley Stream: Insurance costs 12.39% more
- East Rockaway: Insurance costs 2.25% less
- Elmont: Insurance costs 16.30% more
- Hewlett: Insurance costs 1.97% more
- Hewlett Harbor: Insurance costs 4.12% more
Cities with Similar Populations
- Denison: Insurance costs 53.96% less
- Titusville: Insurance costs 51.50% less
- Tipton: Insurance costs 58.64% less
- Thornville: Insurance costs 60.01% less
- Thermalito: Insurance costs 30.76% less
- Temple: Insurance costs 52.24% less
- Tazewell: Insurance costs 51.92% less
- Sturgis: Insurance costs 41.18% less
- Devils Lake: Insurance costs 50.19% less
- Des Peres: Insurance costs 34.57% less