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Get Cheap Car Insurance in Maples, NY
We monitor insurance prices, helping the average driver in Maples save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Maples
The chart below shows the cheapest car insurance company in Maples for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Maples Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $104 |
| Safeco Insurance | $112 |
| Geico | $117 |
Savings for Every Kind of Maples Driver
Based on our extensive insurance data, we know the average Maples driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $633 per year by choosing the right vehicle insurance company. Some Maples residents are paying out over $2,123 extra every year for auto insurance in Maples. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Maples, NY Savings / Yr. |
|---|---|
$633 |
|
$404 |
|
$806 |
|
$816 |
|
$1,999 |
|
$669 |
|
$1,066 |
Maples Car Insurance vs. New York
People living in Maples pay an average of 12.45% less than the typical driver in the state. The average driver in Maples can expect to pay about $1,540 per year, or $2,123 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Maples for most people.
Car Insurance Prices by Maples Neighborhood
Insurance Prices
Where is insurance cheapest within Maples?
The map shows insurance prices in and around Maples, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $2,151 to a low of $2,109. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Maples.Pick the Best Car Insurance Company for You in Maples
The best car insurance provider for most drivers in Maples
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $633 over the average Maples car insurance company.
The best car insurance provider for Maples drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $404 over the competition.
The best car insurance company for Maples drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $806 better than other car insurance companies.
The best auto insurance for Maples drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $816 less each year.
The least expensive car insurance company for new and young drivers in Maples
In Maples, Progressive costs young drivers $1,999 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Maples
Progressive gave the largest car insurance discounts to married couples, averaging $669 saved each year compared to an average Maples couple's premiums.
The cheapest car insurance in Maples for drivers with bad credit
The best Maples car insurance company for customer service
Recent price drops
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The cheapest large national provider in Maples
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Maples driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Maples, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Maples
What Influences the Cost of Car Insurance in Maples?
On average, car insurance in Maples is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Maples is 28 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Maples are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Maples is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Maples is $128 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ellicottville: Insurance costs 4.24% more
- East Otto: Insurance costs 0.89% more
- Otto: Insurance costs 1.70% more
- Little Valley: Insurance costs 0.14% more
- West Valley: Insurance costs 1.70% more
- Cattaraugus: Insurance costs 1.13% more
- Sugartown: Insurance costs 1.65% more
- Plato: Insurance costs 1.13% more
- New Albion: Insurance costs 1.55% more
- Devereaux: Insurance costs 1.65% more
Cities with Similar Populations
- Wallis Run: Insurance costs 36.27% less
- Crossgrove: Insurance costs 40.41% less
- Cundiff: Insurance costs 0.33% less
- Curtis: Insurance costs 35.42% less
- Danburg: Insurance costs 17.90% less
- Danbury: Insurance costs 30.29% less
- Dawes: Insurance costs 25.01% less
- Dedham: Insurance costs 54.73% less
- Deedsville: Insurance costs 44.51% less
- Deep River: Insurance costs 43.29% less