Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Ellicottville, NY
We monitor insurance prices, helping the average driver in Ellicottville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Ellicottville
The chart below shows the cheapest car insurance company in Ellicottville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Ellicottville Insurer | Monthly Cost |
|---|---|
| Kemper | $81 |
| Plymouth Rock Assurance | $108 |
| Safeco Insurance | $117 |
| Geico | $122 |
Savings for Every Kind of Ellicottville Driver
Based on our extensive insurance data, we know the average Ellicottville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $660 per year by choosing the right vehicle insurance company. Some Ellicottville residents are paying out over $2,213 extra every year for auto insurance in Ellicottville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ellicottville, NY Savings / Yr. |
|---|---|
$660 |
|
$421 |
|
$841 |
|
$851 |
|
$2,084 |
|
$697 |
|
$1,111 |
Ellicottville Car Insurance vs. New York
People living in Ellicottville pay an average of 8.73% less than the typical driver in the state. The average driver in Ellicottville can expect to pay about $1,605 per year, or $2,213 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ellicottville for most people.
Car Insurance Prices by Ellicottville Neighborhood
Insurance Prices
Where is insurance cheapest within Ellicottville?
The map shows insurance prices in and around Ellicottville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $270 per year within the city boundaries, with insurance premiums ranging from a high of $2,374 to a low of $2,104. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Ellicottville.Pick the Best Car Insurance Company for You in Ellicottville
The best car insurance provider for most drivers in Ellicottville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $660 over the average Ellicottville car insurance company.
The best car insurance provider for Ellicottville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $421 over the competition.
The best car insurance company for Ellicottville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $841 better than other car insurance companies.
The best auto insurance for Ellicottville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $851 less each year.
The least expensive car insurance company for new and young drivers in Ellicottville
In Ellicottville, Progressive costs young drivers $2,084 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ellicottville
Progressive gave the largest car insurance discounts to married couples, averaging $697 saved each year compared to an average Ellicottville couple's premiums.
The cheapest car insurance in Ellicottville for drivers with bad credit
The best Ellicottville car insurance company for customer service
Nationwide was the best company for customer service in Ellicottville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Ellicottville, which was better than other insurers.
The cheapest large national provider in Ellicottville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ellicottville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ellicottville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Ellicottville
What Influences the Cost of Car Insurance in Ellicottville?
On average, car insurance in Ellicottville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ellicottville is 27 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ellicottville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Ellicottville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ellicottville is $134 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sugartown: Insurance costs 2.49% less
- Maples: Insurance costs 4.07% less
- Devereaux: Insurance costs 2.49% less
- Great Valley: Insurance costs 1.72% less
- Peth: Insurance costs 5.15% less
- Little Valley: Insurance costs 3.93% less
- East Otto: Insurance costs 3.21% less
- Humphrey Center: Insurance costs 1.90% more
- Bird: Insurance costs 2.49% less
- West Valley: Insurance costs 2.44% less
Cities with Similar Populations
- Graeagle: Insurance costs 18.17% less
- Spaulding: Insurance costs 35.83% less
- Sidney Center: Insurance costs 3.57% less
- Shevlin: Insurance costs 27.65% less
- Shelter Island Heights: Insurance costs 4.20% more
- Shartlesville: Insurance costs 39.99% less
- Howland: Insurance costs 57.79% less
- Hartwick: Insurance costs 4.38% less
- Hartsgrove: Insurance costs 47.90% less
- Harrisville: Insurance costs 5.47% less