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Get Cheap Car Insurance in Matfield Green, KS

We monitor insurance prices, helping the average driver in Matfield Green save up to 29.5% on car insurance.

 

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The Cheapest Minimum Coverage in Matfield Green

The chart below shows the cheapest car insurance company in Matfield Green for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.

 
Matfield Green Insurer Monthly Cost
State Farm $51
Kemper $52
Farm Bureau $55
Travelers $56

Savings for Every Kind of Matfield Green Driver

The table shows how much the average auto insurance customer in Matfield Green might save by following our recommendations.

Based on our extensive insurance data, we know the average Matfield Green driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $363 per year by choosing the right vehicle insurance company. Some Matfield Green residents are paying out over $1,531 extra every year for auto insurance in Matfield Green. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Matfield Green Car Insurance vs. Kansas

People living in Matfield Green pay an average of 2.19% less than the typical driver in the state. The average driver in Matfield Green can expect to pay about $825 per year, or $1,531 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Matfield Green for most people.

Car Insurance Prices by Matfield Green Neighborhood

Matfield Green, KS map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Matfield Green?

The map shows insurance prices in and around Matfield Green, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,531 to a low of $1,531. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Matfield Green.

Pick the Best Car Insurance Company for You in Matfield Green

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Matfield Green insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Matfield Green

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $363 over the average Matfield Green car insurance company.

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We use the average good driver, paying $97 per month, as our baseline for pricing in Matfield Green. Geico, Kemper, and Midvale Home & Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Matfield Green drivers with accidents on their records

In Matfield Green getting into an accident will raise premiums an average 33% for a yearly cost of $2,283. That's $752 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Kemper, and American Family Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $578 over the competition.

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The best car insurance company for Matfield Green drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $413 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Matfield Green, tickets raise premiums on new quotes about $382. If you have a speeding ticket, we recommend Geico, Dairyland, and Kemper for savings that beat the average insurance cost of $1,913 per year.

The best auto insurance for Matfield Green drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,466 per year in auto insurance premiums, which was $935 more than a driver with no major issues. Travelers, Dairyland, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Dairyland may cost the average person with a DUI about $676 less each year.

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The least expensive car insurance company for new and young drivers in Matfield Green

In Matfield Green, Geico costs young drivers $1,318 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Matfield Green. With an average cost of $4,601 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Matfield Green

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $85. State Farm, Progressive, and American Family Insurance provided the largest discounts to couples living in Matfield Green.

State Farm gave the largest car insurance discounts to married couples, averaging $336 saved each year compared to an average Matfield Green couple's premiums.

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The cheapest car insurance in Matfield Green for drivers with bad credit

People with poor credit saved an average of $735 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $962 every year. Premiums for people with poor credit were about $2,493 in Matfield Green. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Dairyland.

The best Matfield Green car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Matfield Green, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farmers Insurance as the best provider in Matfield Green.

Nationwide was the best company for customer service in Matfield Green according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Matfield Green, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Matfield Green. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Matfield Green

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 24% of Matfield Green residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Matfield Green driver can expect to pay about $100 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Matfield Green, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.
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Auto Insurance Prices in and Around Matfield Green

What Influences the Cost of Car Insurance in Matfield Green?

On average, car insurance in Matfield Green is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Matfield Green is 30 minutes, which is a little more than average for a driver in the state.
  • Kansas state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Matfield Green are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • Matfield Green is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Matfield Green is $69 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

  • Cassoday: Insurance costs 1.31% more
  • Cedar Point: Insurance costs 0.13% more
  • Thrall: Insurance costs 1.05% more
  • Wonsevu: Insurance costs 0.59% more
  • Burns: Insurance costs 0.65% more
  • Florence: Insurance costs 0.65% more
  • Olpe: Insurance costs 2.02% less
  • Madison: Insurance costs 2.09% more
  • Peabody: Insurance costs 1.37% more
  • Elbing: Insurance costs 1.11% more

Cities with Similar Populations

* Who is the average Matfield Green driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Matfield Green with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.