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Get Cheap Car Insurance in Matthews Crossroads, NC
We monitor insurance prices, helping the average driver in Matthews Crossroads save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Matthews Crossroads
The chart below shows the cheapest car insurance company in Matthews Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Matthews Crossroads Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $54 |
Savings for Every Kind of Matthews Crossroads Driver
Based on our extensive insurance data, we know the average Matthews Crossroads driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $243 per year by choosing the right vehicle insurance company. Some Matthews Crossroads residents are paying out over $1,267 extra every year for auto insurance in Matthews Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Matthews Crossroads, NC Savings / Yr. |
|---|---|
$243 |
|
$529 |
|
$385 |
|
$983 |
|
$730 |
|
$294 |
|
$441 |
Matthews Crossroads Car Insurance vs. North Carolina
People living in Matthews Crossroads pay an average of 1.32% more than the typical driver in the state. The average driver in Matthews Crossroads can expect to pay about $759 per year, or $1,267 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Matthews Crossroads for most people.
Car Insurance Prices by Matthews Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Matthews Crossroads?
The map shows insurance prices in and around Matthews Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,267 to a low of $1,267. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Matthews Crossroads.Pick the Best Car Insurance Company for You in Matthews Crossroads
The best car insurance provider for most drivers in Matthews Crossroads
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $243 over the average Matthews Crossroads car insurance company.
The best car insurance provider for Matthews Crossroads drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $529 over the competition.
The best car insurance company for Matthews Crossroads drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $385 better than other car insurance companies.
The best auto insurance for Matthews Crossroads drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $983 less each year.
The least expensive car insurance company for new and young drivers in Matthews Crossroads
In Matthews Crossroads, State Farm costs young drivers $730 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Matthews Crossroads
Erie Insurance gave the largest car insurance discounts to married couples, averaging $294 saved each year compared to an average Matthews Crossroads couple's premiums.
The cheapest car insurance in Matthews Crossroads for drivers with bad credit
The best Matthews Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Matthews Crossroads according to the NAIC.
Recent price drops
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The cheapest large national provider in Matthews Crossroads
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Matthews Crossroads driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Matthews Crossroads, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Matthews Crossroads
What Influences the Cost of Car Insurance in Matthews Crossroads?
On average, car insurance in Matthews Crossroads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Matthews Crossroads are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Matthews Crossroads is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Matthews Crossroads is $63 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lancaster Crossroads: Insurance costs 0.39% less
- Castalia: Insurance costs 0.32% less
- Taylors Store: Insurance costs 0.63% more
- Momeyer: Insurance costs 0.39% less
- Justice: Insurance costs 1.42% more
- Nashville: Insurance costs 1.58% less
- Hilliardston: Insurance costs 0.16% more
- Red Oak: Insurance costs 3.39% less
- Centerville: Insurance costs 0.55% less
- Spring Hope: Insurance costs 0.39% less
Cities with Similar Populations
- Bethel: Insurance costs 113.26% more
- Bloomington: Insurance costs 43.41% more
- Black: Insurance costs 42.30% more
- Bivens: Insurance costs 123.05% more
- Bishop: Insurance costs 10.18% more
- Birney Day School: Insurance costs 34.25% more
- Birmingham: Insurance costs 37.02% more
- Big Rock: Insurance costs 3.39% less
- Bier: Insurance costs 45.62% more
- Bluetown: Insurance costs 35.28% more