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Get Cheap Car Insurance in Red Oak, NC
We monitor insurance prices, helping the average driver in Red Oak save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Red Oak
The chart below shows the cheapest car insurance company in Red Oak for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Red Oak Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $46 |
| Erie Insurance | $47 |
| Farm Bureau | $50 |
| Progressive | $53 |
Savings for Every Kind of Red Oak Driver
Based on our extensive insurance data, we know the average Red Oak driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $235 per year by choosing the right vehicle insurance company. Some Red Oak residents are paying out over $1,224 extra every year for auto insurance in Red Oak. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Red Oak, NC Savings / Yr. |
|---|---|
$235 |
|
$511 |
|
$372 |
|
$950 |
|
$705 |
|
$284 |
|
$426 |
Red Oak Car Insurance vs. North Carolina
People living in Red Oak pay an average of 2.10% less than the typical driver in the state. The average driver in Red Oak can expect to pay about $733 per year, or $1,224 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Red Oak for most people.
Car Insurance Prices by Red Oak Neighborhood
Insurance Prices
Where is insurance cheapest within Red Oak?
The map shows insurance prices in and around Red Oak, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,259 to a low of $1,208. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Red Oak.Pick the Best Car Insurance Company for You in Red Oak
The best car insurance provider for most drivers in Red Oak
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $235 over the average Red Oak car insurance company.
The best car insurance provider for Red Oak drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $511 over the competition.
The best car insurance company for Red Oak drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $372 better than other car insurance companies.
The best auto insurance for Red Oak drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $950 less each year.
The least expensive car insurance company for new and young drivers in Red Oak
In Red Oak, State Farm costs young drivers $705 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Red Oak
Erie Insurance gave the largest car insurance discounts to married couples, averaging $284 saved each year compared to an average Red Oak couple's premiums.
The cheapest car insurance in Red Oak for drivers with bad credit
The best Red Oak car insurance company for customer service
Recent price drops
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The cheapest large national provider in Red Oak
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Red Oak driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Red Oak, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Red Oak
What Influences the Cost of Car Insurance in Red Oak?
On average, car insurance in Red Oak is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Red Oak is 25 minutes, which is far less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Red Oak are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Red Oak is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Red Oak is $61 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Drake: Insurance costs 1.14% more
- Hilliardston: Insurance costs 3.68% more
- Nashville: Insurance costs 1.88% more
- Taylors Store: Insurance costs 4.17% more
- Salem: Insurance costs 1.06% more
- Rocky Mount: Insurance costs 5.80% more
- Dortches: Insurance costs 1.72% more
- Battleboro: Insurance costs 3.59% more
- Matthews Crossroads: Insurance costs 3.51% more
- Whitakers: Insurance costs 3.76% more
Cities with Similar Populations
- Foxworth: Insurance costs 40.85% more
- Newport: Insurance costs 37.01% more
- Baltic: Insurance costs 11.11% less
- Newark: Insurance costs 38.24% more
- Fort Hall: Insurance costs 9.97% less
- New London: Insurance costs 5.39% less
- New London: Insurance costs 28.27% more
- Basile: Insurance costs 139.87% more
- Battle Mountain: Insurance costs 72.55% more
- Bauxite: Insurance costs 37.34% more