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Get Cheap Car Insurance in Rocky Mount, NC
We monitor insurance prices, helping the average driver in Rocky Mount save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Rocky Mount
The chart below shows the cheapest car insurance company in Rocky Mount for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Rocky Mount Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of Rocky Mount Driver
Based on our extensive insurance data, we know the average Rocky Mount driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $249 per year by choosing the right vehicle insurance company. Some Rocky Mount residents are paying out over $1,295 extra every year for auto insurance in Rocky Mount. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rocky Mount, NC Savings / Yr. |
|---|---|
$249 |
|
$541 |
|
$394 |
|
$1,005 |
|
$746 |
|
$300 |
|
$451 |
Rocky Mount Car Insurance vs. North Carolina
People living in Rocky Mount pay an average of 3.61% more than the typical driver in the state. The average driver in Rocky Mount can expect to pay about $776 per year, or $1,295 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Rocky Mount for most people.
Car Insurance Prices by Rocky Mount Neighborhood
Insurance Prices
Where is insurance cheapest within Rocky Mount?
The map shows insurance prices in and around Rocky Mount, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $279 per year within the city boundaries, with insurance premiums ranging from a high of $1,454 to a low of $1,175. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Rocky Mount.Pick the Best Car Insurance Company for You in Rocky Mount
The best car insurance provider for most drivers in Rocky Mount
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $249 over the average Rocky Mount car insurance company.
The best car insurance provider for Rocky Mount drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $541 over the competition.
The best car insurance company for Rocky Mount drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $394 better than other car insurance companies.
The best auto insurance for Rocky Mount drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,005 less each year.
The least expensive car insurance company for new and young drivers in Rocky Mount
In Rocky Mount, State Farm costs young drivers $746 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rocky Mount
Erie Insurance gave the largest car insurance discounts to married couples, averaging $300 saved each year compared to an average Rocky Mount couple's premiums.
The cheapest car insurance in Rocky Mount for drivers with bad credit
The best Rocky Mount car insurance company for customer service
Nationwide was the best company for customer service in Rocky Mount according to the NAIC.
Recent price drops
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The cheapest large national provider in Rocky Mount
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Rocky Mount driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rocky Mount, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Rocky Mount
What Influences the Cost of Car Insurance in Rocky Mount?
On average, car insurance in Rocky Mount is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rocky Mount are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Rocky Mount is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rocky Mount is $65 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dortches: Insurance costs 3.86% less
- Sharpsburg: Insurance costs 3.63% less
- Battleboro: Insurance costs 2.08% less
- Drake: Insurance costs 4.40% less
- Red Oak: Insurance costs 5.48% less
- Nashville: Insurance costs 3.71% less
- Mercer: Insurance costs 2.47% less
- Elm City: Insurance costs 4.40% less
- Winstead Crossroads: Insurance costs 6.25% less
- Gold Rock: Insurance costs 2.78% less
Cities with Similar Populations
- Burnsville: Insurance costs 34.75% more
- Coon Rapids: Insurance costs 34.05% more
- Skokie: Insurance costs 36.60% more
- Mechanicsville: Insurance costs 10.19% less
- Midland: Insurance costs 109.03% more
- Moore: Insurance costs 41.31% more
- Niagara Falls: Insurance costs 86.33% more
- Port Orange: Insurance costs 85.17% more
- Pottstown: Insurance costs 8.96% more
- Rowlett: Insurance costs 42.08% more