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Get Cheap Car Insurance in Burnsville, MN
We monitor insurance prices, helping the average driver in Burnsville save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Burnsville
The chart below shows the cheapest car insurance company in Burnsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Burnsville Insurer | Monthly Cost |
|---|---|
| State Farm | $55 |
| Auto-Owners Insurance | $62 |
| Kemper | $65 |
| American Family Insurance | $65 |
Savings for Every Kind of Burnsville Driver
Based on our extensive insurance data, we know the average Burnsville driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $469 per year by choosing the right vehicle insurance company. Some Burnsville residents are paying out over $1,745 extra every year for auto insurance in Burnsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Burnsville, MN Savings / Yr. |
|---|---|
$469 |
|
$591 |
|
$380 |
|
$773 |
|
$1,324 |
|
$392 |
|
$1,031 |
Burnsville Car Insurance vs. Minnesota
People living in Burnsville pay an average of 8.65% more than the typical driver in the state. The average driver in Burnsville can expect to pay about $903 per year, or $1,745 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Burnsville for most people.
Car Insurance Prices by Burnsville Neighborhood
Insurance Prices
Where is insurance cheapest within Burnsville?
The map shows insurance prices in and around Burnsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $373 per year within the city boundaries, with insurance premiums ranging from a high of $1,939 to a low of $1,566. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Burnsville.Pick the Best Car Insurance Company for You in Burnsville
The best car insurance provider for most drivers in Burnsville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $469 over the average Burnsville car insurance company.
The best car insurance provider for Burnsville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $591 over the competition.
The best car insurance company for Burnsville drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $380 better than other car insurance companies.
The best auto insurance for Burnsville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $773 less each year.
The least expensive car insurance company for new and young drivers in Burnsville
In Burnsville, State Farm costs young drivers $1,324 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Burnsville
State Farm gave the largest car insurance discounts to married couples, averaging $392 saved each year compared to an average Burnsville couple's premiums.
The cheapest car insurance in Burnsville for drivers with bad credit
The best Burnsville car insurance company for customer service
Nationwide was the best company for customer service in Burnsville according to the NAIC.
Recent price drops
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The cheapest large national provider in Burnsville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Burnsville driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Burnsville, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Burnsville
What Influences the Cost of Car Insurance in Burnsville?
On average, car insurance in Burnsville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Burnsville is 29 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Burnsville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Burnsville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Burnsville is $75 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Apple Valley: Insurance costs 3.09% less
- Savage: Insurance costs 3.67% less
- Bloomington: Insurance costs 2.29% less
- Lakeville: Insurance costs 5.33% less
- Eagan: Insurance costs 2.81% less
- Rosemount: Insurance costs 3.78% less
- Richfield: Insurance costs 2.35% more
- Prior Lake: Insurance costs 7.11% less
- Farmington: Insurance costs 6.42% less
- Edina: Insurance costs 4.41% less
Cities with Similar Populations
- Rocky Mount: Insurance costs 25.79% less
- Martinsburg: Insurance costs 17.77% less
- Lebanon: Insurance costs 22.75% less
- La Habra: Insurance costs 27.51% more
- Jefferson City: Insurance costs 2.18% more
- Hot Springs: Insurance costs 3.84% less
- Eden Prairie: Insurance costs 4.87% less
- Coon Rapids: Insurance costs 0.52% less
- West Hartford: Insurance costs 18.91% more
- Belleville: Insurance costs 7.97% less