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Get Cheap Car Insurance in Rosemount, MN
We monitor insurance prices, helping the average driver in Rosemount save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Rosemount
The chart below shows the cheapest car insurance company in Rosemount for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Rosemount Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Auto-Owners Insurance | $59 |
| Kemper | $63 |
| American Family Insurance | $63 |
Savings for Every Kind of Rosemount Driver
Based on our extensive insurance data, we know the average Rosemount driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $452 per year by choosing the right vehicle insurance company. Some Rosemount residents are paying out over $1,679 extra every year for auto insurance in Rosemount. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rosemount, MN Savings / Yr. |
|---|---|
$452 |
|
$569 |
|
$366 |
|
$743 |
|
$1,275 |
|
$377 |
|
$992 |
Rosemount Car Insurance vs. Minnesota
People living in Rosemount pay an average of 4.57% more than the typical driver in the state. The average driver in Rosemount can expect to pay about $869 per year, or $1,679 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Rosemount for most people.
Car Insurance Prices by Rosemount Neighborhood
Insurance Prices
Where is insurance cheapest within Rosemount?
The map shows insurance prices in and around Rosemount, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $301 per year within the city boundaries, with insurance premiums ranging from a high of $1,865 to a low of $1,564. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Rosemount.Pick the Best Car Insurance Company for You in Rosemount
The best car insurance provider for most drivers in Rosemount
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $452 over the average Rosemount car insurance company.
The best car insurance provider for Rosemount drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $569 over the competition.
The best car insurance company for Rosemount drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $366 better than other car insurance companies.
The best auto insurance for Rosemount drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $743 less each year.
The least expensive car insurance company for new and young drivers in Rosemount
In Rosemount, State Farm costs young drivers $1,275 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rosemount
State Farm gave the largest car insurance discounts to married couples, averaging $377 saved each year compared to an average Rosemount couple's premiums.
The cheapest car insurance in Rosemount for drivers with bad credit
The best Rosemount car insurance company for customer service
Recent price drops
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The cheapest large national provider in Rosemount
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Rosemount driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rosemount, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Rosemount
What Influences the Cost of Car Insurance in Rosemount?
On average, car insurance in Rosemount is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Rosemount is 33 minutes, which is a little more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rosemount are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Rosemount is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Rosemount is $72 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Apple Valley: Insurance costs 0.71% more
- Farmington: Insurance costs 2.74% less
- Eagan: Insurance costs 1.01% more
- Coates: Insurance costs 6.43% less
- Lakeville: Insurance costs 1.61% less
- Burnsville: Insurance costs 3.93% more
- Inver Grove Heights: Insurance costs 3.28% less
- Vermillion: Insurance costs 6.49% less
- Sunfish Lake: Insurance costs 3.69% more
- St. Paul Park: Insurance costs 2.26% less
Cities with Similar Populations
- Auburn: Insurance costs 13.88% more
- Azle: Insurance costs 0.36% more
- Big Spring: Insurance costs 2.44% more
- Oswego: Insurance costs 25.07% more
- Oak Ridge: Insurance costs 17.87% less
- Oakdale: Insurance costs 21.74% more
- Oakleaf Plantation: Insurance costs 48.12% more
- Oakton: Insurance costs 23.70% less
- Oceanside: Insurance costs 67.12% more
- Oconomowoc: Insurance costs 34.25% less