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Get Cheap Car Insurance in Merrilville, NY
We monitor insurance prices, helping the average driver in Merrilville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Merrilville
The chart below shows the cheapest car insurance company in Merrilville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Merrilville Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $104 |
| Safeco Insurance | $112 |
| Geico | $116 |
Savings for Every Kind of Merrilville Driver
Based on our extensive insurance data, we know the average Merrilville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $632 per year by choosing the right vehicle insurance company. Some Merrilville residents are paying out over $2,119 extra every year for auto insurance in Merrilville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Merrilville, NY Savings / Yr. |
|---|---|
$632 |
|
$403 |
|
$805 |
|
$815 |
|
$1,995 |
|
$668 |
|
$1,064 |
Merrilville Car Insurance vs. New York
People living in Merrilville pay an average of 12.61% less than the typical driver in the state. The average driver in Merrilville can expect to pay about $1,537 per year, or $2,119 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Merrilville for most people.
Car Insurance Prices by Merrilville Neighborhood
Insurance Prices
Where is insurance cheapest within Merrilville?
The map shows insurance prices in and around Merrilville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $2,122 to a low of $2,058. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Merrilville.Pick the Best Car Insurance Company for You in Merrilville
The best car insurance provider for most drivers in Merrilville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $632 over the average Merrilville car insurance company.
The best car insurance provider for Merrilville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $403 over the competition.
The best car insurance company for Merrilville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $805 better than other car insurance companies.
The best auto insurance for Merrilville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $815 less each year.
The least expensive car insurance company for new and young drivers in Merrilville
In Merrilville, Progressive costs young drivers $1,995 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Merrilville
Progressive gave the largest car insurance discounts to married couples, averaging $668 saved each year compared to an average Merrilville couple's premiums.
The cheapest car insurance in Merrilville for drivers with bad credit
The best Merrilville car insurance company for customer service
Nationwide was the best company for customer service in Merrilville according to the NAIC.
Recent price drops
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The cheapest large national provider in Merrilville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Merrilville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Merrilville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Merrilville
What Influences the Cost of Car Insurance in Merrilville?
On average, car insurance in Merrilville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Merrilville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Merrilville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Merrilville is $128 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tupper Lake: Insurance costs 2.17% less
- Moody: Insurance costs 4.96% less
- Piercefield: Insurance costs 1.70% less
- Coreys: Insurance costs 0.38% more
- Childwold: Insurance costs 0.28% more
- Long Lake: Insurance costs 1.18% less
- Saranac Inn: Insurance costs 2.50% less
- Lake Clear: Insurance costs 2.12% more
- Cranberry Lake: Insurance costs 0.38% less
- Upper St. Regis: Insurance costs 0.71% more
Cities with Similar Populations
- North River: Insurance costs 36.20% less
- Platina: Insurance costs 15.05% less
- Pierce: Insurance costs 20.20% more
- Olive Grove: Insurance costs 40.16% less
- Novohrad: Insurance costs 25.44% less
- Northway: Insurance costs 34.36% less
- Northfield: Insurance costs 53.94% less
- Northampton: Insurance costs 16.94% more
- North San Ysidro: Insurance costs 27.56% less
- Pleasant Hill: Insurance costs 17.41% less