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Get Cheap Car Insurance in Merton, WI
We monitor insurance prices, helping the average driver in Merton save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Merton
The chart below shows the cheapest car insurance company in Merton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Merton Insurer | Monthly Cost |
|---|---|
| State Farm | $40 |
| American Family Insurance | $42 |
| Erie Insurance | $42 |
| Kemper | $44 |
Savings for Every Kind of Merton Driver
Based on our extensive insurance data, we know the average Merton driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $208 per year by choosing the right vehicle insurance company. Some Merton residents are paying out over $1,121 extra every year for auto insurance in Merton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Merton, WI Savings / Yr. |
|---|---|
$208 |
|
$429 |
|
$265 |
|
$385 |
|
$891 |
|
$162 |
|
$612 |
Merton Car Insurance vs. Wisconsin
People living in Merton pay an average of 1.81% less than the typical driver in the state. The average driver in Merton can expect to pay about $565 per year, or $1,121 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Merton for most people.
Car Insurance Prices by Merton Neighborhood
Insurance Prices
Where is insurance cheapest within Merton?
The map shows insurance prices in and around Merton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,137 to a low of $1,107. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Merton.Pick the Best Car Insurance Company for You in Merton
The best car insurance provider for most drivers in Merton
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $208 over the average Merton car insurance company.
The best car insurance provider for Merton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $429 over the competition.
The best car insurance company for Merton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $265 better than other car insurance companies.
The best auto insurance for Merton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $385 less each year.
The least expensive car insurance company for new and young drivers in Merton
In Merton, Erie Insurance costs young drivers $891 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Merton
Progressive gave the largest car insurance discounts to married couples, averaging $162 saved each year compared to an average Merton couple's premiums.
The cheapest car insurance in Merton for drivers with bad credit
The best Merton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Merton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Merton driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Merton, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Merton
What Influences the Cost of Car Insurance in Merton?
On average, car insurance in Merton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Merton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Merton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Merton is $47 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hartland: Insurance costs 1.25% less
- Chenequa: Insurance costs 1.52% less
- Sussex: Insurance costs 2.23% less
- Monches: Insurance costs 2.77% less
- Colgate: Insurance costs 3.30% less
- Pewaukee: Insurance costs 0.62% less
- Nashotah: Insurance costs 2.14% less
- Okauchee Lake: Insurance costs 1.25% less
- Okauchee: Insurance costs 0.09% less
- Lannon: Insurance costs 3.93% less
Cities with Similar Populations
- Ellsworth: Insurance costs 37.29% more
- Montegut: Insurance costs 167.98% more
- Mulino: Insurance costs 41.66% more
- Pewee Valley: Insurance costs 89.38% more
- Philippi: Insurance costs 33.27% more
- Pineville: Insurance costs 98.48% more
- Princeton: Insurance costs 145.23% more
- Remington: Insurance costs 10.53% more
- Runaway Bay: Insurance costs 48.17% more
- Mississippi State: Insurance costs 48.17% more