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Get Cheap Car Insurance in Milton, DE
We monitor insurance prices, helping the average driver in Milton save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Milton
The chart below shows the cheapest car insurance company in Milton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Milton Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $72 |
| State Farm | $73 |
| Travelers | $73 |
| Dairyland | $86 |
Savings for Every Kind of Milton Driver
Based on our extensive insurance data, we know the average Milton driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $404 per year by choosing the right vehicle insurance company. Some Milton residents are paying out over $1,746 extra every year for auto insurance in Milton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Milton, DE Savings / Yr. |
|---|---|
$404 |
|
$684 |
|
$463 |
|
$399 |
|
$1,927 |
|
$411 |
|
$437 |
Milton Car Insurance vs. Delaware
People living in Milton pay an average of 6.10% less than the typical driver in the state. The average driver in Milton can expect to pay about $1,157 per year, or $1,746 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Milton for most people.
Car Insurance Prices by Milton Neighborhood
Insurance Prices
Where is insurance cheapest within Milton?
The map shows insurance prices in and around Milton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the city boundaries, with insurance premiums ranging from a high of $1,785 to a low of $1,722. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Milton.Pick the Best Car Insurance Company for You in Milton
The best car insurance provider for most drivers in Milton
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $404 over the average Milton car insurance company.
The best car insurance provider for Milton drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $684 over the competition.
The best car insurance company for Milton drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $463 better than other car insurance companies.
The best auto insurance for Milton drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $399 less each year.
The least expensive car insurance company for new and young drivers in Milton
In Milton, State Farm costs young drivers $1,927 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Milton
State Farm gave the largest car insurance discounts to married couples, averaging $411 saved each year compared to an average Milton couple's premiums.
The cheapest car insurance in Milton for drivers with bad credit
The best Milton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Milton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Milton driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Milton, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Milton
What Influences the Cost of Car Insurance in Milton?
On average, car insurance in Milton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Milton is 29 minutes, which is far less than average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Milton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Milton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Milton is $96 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Williamsville: Insurance costs 0.69% less
- Cool Spring: Insurance costs 2.23% more
- Harbeson: Insurance costs 0.06% less
- Primehook Beach: Insurance costs 0.11% more
- Nassau: Insurance costs 6.41% more
- Lewes: Insurance costs 0.80% less
- Georgetown: Insurance costs 4.35% more
- North Shores: Insurance costs 2.06% less
- Redden: Insurance costs 3.55% more
- Ellendale: Insurance costs 2.23% more
Cities with Similar Populations
- Magnolia: Insurance costs 4.93% more
- Rehoboth: Insurance costs 11.28% less
- Rehoboth Beach: Insurance costs 0.17% less
- Rantoul: Insurance costs 15.46% less
- Mission Hills: Insurance costs 35.40% more
- Millbury: Insurance costs 12.20% less
- Massena: Insurance costs 24.97% more
- Martin: Insurance costs 23.54% less
- Marina Del Rey: Insurance costs 40.03% more
- Mapleton: Insurance costs 17.58% less