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Get Cheap Car Insurance in Mineral Point, MO
We monitor insurance prices, helping the average driver in Mineral Point save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Mineral Point
The chart below shows the cheapest car insurance company in Mineral Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Mineral Point Insurer | Monthly Cost |
|---|---|
| State Farm | $70 |
| Travelers | $70 |
| Safeco Insurance | $71 |
| Clearcover | $76 |
Savings for Every Kind of Mineral Point Driver
Based on our extensive insurance data, we know the average Mineral Point driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $494 per year by choosing the right vehicle insurance company. Some Mineral Point residents are paying out over $1,832 extra every year for auto insurance in Mineral Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mineral Point, MO Savings / Yr. |
|---|---|
$494 |
|
$690 |
|
$631 |
|
$706 |
|
$1,489 |
|
$384 |
|
$590 |
Mineral Point Car Insurance vs. Missouri
People living in Mineral Point pay an average of 1.72% more than the typical driver in the state. The average driver in Mineral Point can expect to pay about $1,128 per year, or $1,832 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Mineral Point for most people.
Car Insurance Prices by Mineral Point Neighborhood
Insurance Prices
Where is insurance cheapest within Mineral Point?
The map shows insurance prices in and around Mineral Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $79 per year within the city boundaries, with insurance premiums ranging from a high of $1,856 to a low of $1,777. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Mineral Point.Pick the Best Car Insurance Company for You in Mineral Point
The best car insurance provider for most drivers in Mineral Point
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $494 over the average Mineral Point car insurance company.
The best car insurance provider for Mineral Point drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $690 over the competition.
The best car insurance company for Mineral Point drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $631 better than other car insurance companies.
The best auto insurance for Mineral Point drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $706 less each year.
The least expensive car insurance company for new and young drivers in Mineral Point
In Mineral Point, Travelers costs young drivers $1,489 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mineral Point
State Farm gave the largest car insurance discounts to married couples, averaging $384 saved each year compared to an average Mineral Point couple's premiums.
The cheapest car insurance in Mineral Point for drivers with bad credit
The best Mineral Point car insurance company for customer service
Nationwide was the best company for customer service in Mineral Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Mineral Point
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mineral Point driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mineral Point, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Mineral Point
What Influences the Cost of Car Insurance in Mineral Point?
On average, car insurance in Mineral Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mineral Point is 36 minutes, which is a little more than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mineral Point are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Mineral Point is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mineral Point is $94 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Summit: Insurance costs 1.97% less
- Frankclay: Insurance costs 0.55% less
- Springtown: Insurance costs 0.22% more
- Potosi: Insurance costs 0.66% more
- Terre du Lac: Insurance costs 1.69% less
- Happy Hollow: Insurance costs 0.16% less
- Cadet: Insurance costs 0.11% more
- Shibboleth: Insurance costs 4.97% more
- Irondale: Insurance costs 0.05% more
- Wortham: Insurance costs 1.42% less
Cities with Similar Populations
- Bainbridge: Insurance costs 37.23% less
- Winner: Insurance costs 8.35% less
- Venetian Village: Insurance costs 17.14% less
- Thomaston: Insurance costs 49.24% less
- Spearman: Insurance costs 1.64% more
- South Vienna: Insurance costs 40.39% less
- Section: Insurance costs 18.67% less
- Scotland Neck: Insurance costs 29.53% less
- Robert: Insurance costs 68.67% more
- Millville: Insurance costs 27.89% less