Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Scotland Neck, NC
We monitor insurance prices, helping the average driver in Scotland Neck save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Scotland Neck
The chart below shows the cheapest car insurance company in Scotland Neck for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Scotland Neck Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of Scotland Neck Driver
Based on our extensive insurance data, we know the average Scotland Neck driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $248 per year by choosing the right vehicle insurance company. Some Scotland Neck residents are paying out over $1,291 extra every year for auto insurance in Scotland Neck. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Scotland Neck, NC Savings / Yr. |
|---|---|
$248 |
|
$539 |
|
$393 |
|
$1,002 |
|
$744 |
|
$300 |
|
$449 |
Scotland Neck Car Insurance vs. North Carolina
People living in Scotland Neck pay an average of 3.29% more than the typical driver in the state. The average driver in Scotland Neck can expect to pay about $774 per year, or $1,291 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Scotland Neck for most people.
Car Insurance Prices by Scotland Neck Neighborhood
Insurance Prices
Where is insurance cheapest within Scotland Neck?
The map shows insurance prices in and around Scotland Neck, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $111 per year within the city boundaries, with insurance premiums ranging from a high of $1,350 to a low of $1,239. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Scotland Neck.Pick the Best Car Insurance Company for You in Scotland Neck
The best car insurance provider for most drivers in Scotland Neck
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $248 over the average Scotland Neck car insurance company.
The best car insurance provider for Scotland Neck drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $539 over the competition.
The best car insurance company for Scotland Neck drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $393 better than other car insurance companies.
The best auto insurance for Scotland Neck drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,002 less each year.
The least expensive car insurance company for new and young drivers in Scotland Neck
In Scotland Neck, State Farm costs young drivers $744 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Scotland Neck
Erie Insurance gave the largest car insurance discounts to married couples, averaging $300 saved each year compared to an average Scotland Neck couple's premiums.
The cheapest car insurance in Scotland Neck for drivers with bad credit
The best Scotland Neck car insurance company for customer service
Nationwide was the best company for customer service in Scotland Neck according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Scotland Neck, which was better than other insurers.
The cheapest large national provider in Scotland Neck
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Scotland Neck driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Scotland Neck, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Scotland Neck
What Influences the Cost of Car Insurance in Scotland Neck?
On average, car insurance in Scotland Neck is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Scotland Neck is 34 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Scotland Neck are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Scotland Neck is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Scotland Neck is $64 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Roseneath: Insurance costs 3.56% more
- Norfleet: Insurance costs 1.01% less
- Hobgood: Insurance costs 1.63% less
- Tillery: Insurance costs 0.08% more
- Palmyra: Insurance costs 1.63% less
- Draughn: Insurance costs 0.77% less
- Lawrence: Insurance costs 1.55% less
- Roxobel: Insurance costs 0.31% more
- Rich Square: Insurance costs 0.62% less
- Woodville: Insurance costs 0.15% more
Cities with Similar Populations
- Benton: Insurance costs 5.27% more
- Harriman: Insurance costs 106.12% more
- Harbor: Insurance costs 9.22% more
- Hainesville: Insurance costs 21.30% more
- Fayetteville: Insurance costs 12.55% less
- Evarts: Insurance costs 74.98% more
- Ethridge: Insurance costs 3.95% more
- Brookline Station: Insurance costs 35.24% more
- Dassel: Insurance costs 25.72% more
- Spearman: Insurance costs 44.23% more