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Get Cheap Car Insurance in Moltonville, NC
We monitor insurance prices, helping the average driver in Moltonville save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Moltonville
The chart below shows the cheapest car insurance company in Moltonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Moltonville Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $50 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of Moltonville Driver
Based on our extensive insurance data, we know the average Moltonville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $250 per year by choosing the right vehicle insurance company. Some Moltonville residents are paying out over $1,304 extra every year for auto insurance in Moltonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Moltonville, NC Savings / Yr. |
|---|---|
$250 |
|
$544 |
|
$396 |
|
$1,012 |
|
$751 |
|
$302 |
|
$454 |
Moltonville Car Insurance vs. North Carolina
People living in Moltonville pay an average of 4.28% more than the typical driver in the state. The average driver in Moltonville can expect to pay about $781 per year, or $1,304 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Moltonville for most people.
Car Insurance Prices by Moltonville Neighborhood
Insurance Prices
Where is insurance cheapest within Moltonville?
The map shows insurance prices in and around Moltonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,321 to a low of $1,277. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Moltonville.Pick the Best Car Insurance Company for You in Moltonville
The best car insurance provider for most drivers in Moltonville
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $250 over the average Moltonville car insurance company.
The best car insurance provider for Moltonville drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $544 over the competition.
The best car insurance company for Moltonville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $396 better than other car insurance companies.
The best auto insurance for Moltonville drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,012 less each year.
The least expensive car insurance company for new and young drivers in Moltonville
In Moltonville, State Farm costs young drivers $751 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Moltonville
Erie Insurance gave the largest car insurance discounts to married couples, averaging $302 saved each year compared to an average Moltonville couple's premiums.
The cheapest car insurance in Moltonville for drivers with bad credit
The best Moltonville car insurance company for customer service
Nationwide was the best company for customer service in Moltonville according to the NAIC.
Recent price drops
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The cheapest large national provider in Moltonville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Moltonville driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Moltonville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Moltonville
What Influences the Cost of Car Insurance in Moltonville?
On average, car insurance in Moltonville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Moltonville is 32 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Moltonville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Moltonville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Moltonville is $65 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Turkey: Insurance costs 2.07% less
- Clinton: Insurance costs 1.84% more
- Butlers Crossroads: Insurance costs 1.00% more
- Taylors Bridge: Insurance costs 0.46% more
- Piney Ridge: Insurance costs 1.69% more
- Poplar Grove: Insurance costs 2.53% less
- Waycross: Insurance costs 0.77% less
- Bowdens: Insurance costs 1.76% less
- Kitty Fork: Insurance costs 1.61% less
- Warsaw: Insurance costs 1.76% less
Cities with Similar Populations
- Edgecomb: Insurance costs 27.15% less
- Upsala: Insurance costs 27.84% more
- Union Dale: Insurance costs 7.21% more
- Ulm: Insurance costs 25.08% more
- Genoa: Insurance costs 10.20% less
- Gem Village: Insurance costs 34.28% more
- Garden Farms: Insurance costs 43.87% more
- Free Union: Insurance costs 10.28% less
- Fordoche: Insurance costs 135.12% more
- Filion: Insurance costs 117.25% more