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Get Cheap Car Insurance in Waycross, NC
We monitor insurance prices, helping the average driver in Waycross save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Waycross
The chart below shows the cheapest car insurance company in Waycross for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Waycross Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of Waycross Driver
Based on our extensive insurance data, we know the average Waycross driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $248 per year by choosing the right vehicle insurance company. Some Waycross residents are paying out over $1,294 extra every year for auto insurance in Waycross. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waycross, NC Savings / Yr. |
|---|---|
$248 |
|
$540 |
|
$393 |
|
$1,004 |
|
$745 |
|
$300 |
|
$450 |
Waycross Car Insurance vs. North Carolina
People living in Waycross pay an average of 3.54% more than the typical driver in the state. The average driver in Waycross can expect to pay about $776 per year, or $1,294 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Waycross for most people.
Car Insurance Prices by Waycross Neighborhood
Insurance Prices
Where is insurance cheapest within Waycross?
The map shows insurance prices in and around Waycross, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $40 per year within the city boundaries, with insurance premiums ranging from a high of $1,315 to a low of $1,275. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Waycross.Pick the Best Car Insurance Company for You in Waycross
The best car insurance provider for most drivers in Waycross
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $248 over the average Waycross car insurance company.
The best car insurance provider for Waycross drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $540 over the competition.
The best car insurance company for Waycross drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $393 better than other car insurance companies.
The best auto insurance for Waycross drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,004 less each year.
The least expensive car insurance company for new and young drivers in Waycross
In Waycross, State Farm costs young drivers $745 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waycross
Erie Insurance gave the largest car insurance discounts to married couples, averaging $300 saved each year compared to an average Waycross couple's premiums.
The cheapest car insurance in Waycross for drivers with bad credit
The best Waycross car insurance company for customer service
Recent price drops
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The cheapest large national provider in Waycross
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Waycross driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waycross, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Waycross
What Influences the Cost of Car Insurance in Waycross?
On average, car insurance in Waycross is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waycross are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Waycross is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waycross is $65 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Taylors Bridge: Insurance costs 1.24% more
- Delway: Insurance costs 1.78% more
- Magnolia: Insurance costs 1.16% less
- Turkey: Insurance costs 1.31% less
- Carroll: Insurance costs 1.62% less
- Butlers Crossroads: Insurance costs 1.78% more
- Moltonville: Insurance costs 0.77% more
- Rose Hill: Insurance costs 1.31% less
- Shanghai: Insurance costs 2.24% less
- Ingold: Insurance costs 1.85% more
Cities with Similar Populations
- Winchester Bay: Insurance costs 3.79% more
- Lee Creek: Insurance costs 28.83% more
- Leedstown: Insurance costs 4.02% less
- Leetown: Insurance costs 55.95% more
- Lemert: Insurance costs 16.31% less
- Leonard: Insurance costs 30.68% more
- Zinnia: Insurance costs 12.67% more
- Zigler: Insurance costs 15.38% more
- Witoka: Insurance costs 19.86% more
- Winston: Insurance costs 2.55% more