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Get Cheap Car Insurance in Monroe Center, MI
We monitor insurance prices, helping the average driver in Monroe Center save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Monroe Center
The chart below shows the cheapest car insurance company in Monroe Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Monroe Center Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $102 |
| Progressive | $117 |
| State Farm | $118 |
| Safeco Insurance | $124 |
Savings for Every Kind of Monroe Center Driver
Based on our extensive insurance data, we know the average Monroe Center driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,108 per year by choosing the right vehicle insurance company. Some Monroe Center residents are paying out over $2,757 extra every year for auto insurance in Monroe Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monroe Center, MI Savings / Yr. |
|---|---|
$1,108 |
|
$1,809 |
|
$1,600 |
|
$2,433 |
|
$2,870 |
|
$0 |
|
$0 |
Monroe Center Car Insurance vs. Michigan
People living in Monroe Center pay an average of 4.90% less than the typical driver in the state. The average driver in Monroe Center can expect to pay about $2,094 per year, or $2,757 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Monroe Center for most people.
Car Insurance Prices by Monroe Center Neighborhood
Insurance Prices
Where is insurance cheapest within Monroe Center?
The map shows insurance prices in and around Monroe Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $173 per year within the city boundaries, with insurance premiums ranging from a high of $2,836 to a low of $2,663. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Monroe Center.Pick the Best Car Insurance Company for You in Monroe Center
The best car insurance provider for most drivers in Monroe Center
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,108 over the average Monroe Center car insurance company.
The best car insurance provider for Monroe Center drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,809 over the competition.
The best car insurance company for Monroe Center drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,600 better than other car insurance companies.
The best auto insurance for Monroe Center drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,433 less each year.
The least expensive car insurance company for new and young drivers in Monroe Center
In Monroe Center, Geico costs young drivers $2,870 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monroe Center
The cheapest car insurance in Monroe Center for drivers with bad credit
The best Monroe Center car insurance company for customer service
Nationwide was the best company for customer service in Monroe Center according to the NAIC.
Recent price drops
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The cheapest large national provider in Monroe Center
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Monroe Center driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monroe Center, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Monroe Center
What Influences the Cost of Car Insurance in Monroe Center?
On average, car insurance in Monroe Center is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Monroe Center is 29 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 22 to 23 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Monroe Center is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Monroe Center is $175 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Grawn: Insurance costs 0.29% more
- Karlin: Insurance costs 0.69% less
- Interlochen: Insurance costs 0.36% less
- Kingsley: Insurance costs 0.29% more
- Buckley: Insurance costs 1.31% more
- Mayfield: Insurance costs 1.16% less
- Traverse City: Insurance costs 1.92% less
- Summit City: Insurance costs 0.73% more
- Wallin: Insurance costs 0.69% more
- Maple Grove: Insurance costs 1.45% less
Cities with Similar Populations
- Harwood: Insurance costs 36.38% less
- Stockton: Insurance costs 43.45% less
- Stitzer: Insurance costs 59.16% less
- Stevensville: Insurance costs 50.05% less
- Staves: Insurance costs 38.96% less
- Stagecoach: Insurance costs 38.63% less
- High Landing: Insurance costs 42.73% less
- Hebo: Insurance costs 47.15% less
- Hatchers: Insurance costs 55.24% less
- Stockton: Insurance costs 55.79% less