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Get Cheap Car Insurance in Monsey, NY
We monitor insurance prices, helping the average driver in Monsey save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Monsey
The chart below shows the cheapest car insurance company in Monsey for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Monsey Insurer | Monthly Cost |
|---|---|
| Kemper | $94 |
| Plymouth Rock Assurance | $125 |
| Safeco Insurance | $135 |
| Geico | $140 |
Savings for Every Kind of Monsey Driver
Based on our extensive insurance data, we know the average Monsey driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $762 per year by choosing the right vehicle insurance company. Some Monsey residents are paying out over $2,556 extra every year for auto insurance in Monsey. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monsey, NY Savings / Yr. |
|---|---|
$762 |
|
$486 |
|
$971 |
|
$982 |
|
$2,406 |
|
$805 |
|
$1,283 |
Monsey Car Insurance vs. New York
People living in Monsey pay an average of 5.40% more than the typical driver in the state. The average driver in Monsey can expect to pay about $1,854 per year, or $2,556 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Monsey for most people.
Car Insurance Prices by Monsey Neighborhood
Insurance Prices
Where is insurance cheapest within Monsey?
The map shows insurance prices in and around Monsey, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $316 per year within the city boundaries, with insurance premiums ranging from a high of $2,736 to a low of $2,420. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Monsey.Pick the Best Car Insurance Company for You in Monsey
The best car insurance provider for most drivers in Monsey
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $762 over the average Monsey car insurance company.
The best car insurance provider for Monsey drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $486 over the competition.
The best car insurance company for Monsey drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $971 better than other car insurance companies.
The best auto insurance for Monsey drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $982 less each year.
The least expensive car insurance company for new and young drivers in Monsey
In Monsey, Progressive costs young drivers $2,406 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monsey
Progressive gave the largest car insurance discounts to married couples, averaging $805 saved each year compared to an average Monsey couple's premiums.
The cheapest car insurance in Monsey for drivers with bad credit
The best Monsey car insurance company for customer service
Recent price drops
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The cheapest large national provider in Monsey
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Monsey driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monsey, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Monsey
What Influences the Cost of Car Insurance in Monsey?
On average, car insurance in Monsey is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Monsey are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Monsey is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Monsey is $154 per month for minimum coverage and $213 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kaser: Insurance costs 2.58% more
- Spring Valley: Insurance costs 11.23% more
- Airmont: Insurance costs 0.98% more
- New Hempstead: Insurance costs 5.95% more
- Montebello: Insurance costs 0.70% less
- Chestnut Ridge: Insurance costs 6.42% more
- Wesley Hills: Insurance costs 1.10% less
- New Square: Insurance costs 2.39% less
- Nanuet: Insurance costs 5.91% more
- Suffern: Insurance costs 3.48% more
Cities with Similar Populations
- Alton: Insurance costs 38.81% less
- Amelia: Insurance costs 55.79% less
- Angleton: Insurance costs 33.84% less
- Ramsey: Insurance costs 33.10% less
- Nazareth: Insurance costs 46.32% less
- New Albany: Insurance costs 54.54% less
- New Castle: Insurance costs 53.21% less
- New London: Insurance costs 15.69% less
- New Windsor: Insurance costs 0.63% less
- Olney: Insurance costs 23.28% less