Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Wesley Hills, NY
We monitor insurance prices, helping the average driver in Wesley Hills save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Wesley Hills
The chart below shows the cheapest car insurance company in Wesley Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Wesley Hills Insurer | Monthly Cost |
|---|---|
| Kemper | $93 |
| Plymouth Rock Assurance | $124 |
| Safeco Insurance | $133 |
| Geico | $139 |
Savings for Every Kind of Wesley Hills Driver
Based on our extensive insurance data, we know the average Wesley Hills driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $754 per year by choosing the right vehicle insurance company. Some Wesley Hills residents are paying out over $2,528 extra every year for auto insurance in Wesley Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wesley Hills, NY Savings / Yr. |
|---|---|
$754 |
|
$481 |
|
$960 |
|
$972 |
|
$2,380 |
|
$797 |
|
$1,269 |
Wesley Hills Car Insurance vs. New York
People living in Wesley Hills pay an average of 4.26% more than the typical driver in the state. The average driver in Wesley Hills can expect to pay about $1,834 per year, or $2,528 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Wesley Hills for most people.
Car Insurance Prices by Wesley Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Wesley Hills?
The map shows insurance prices in and around Wesley Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $88 per year within the city boundaries, with insurance premiums ranging from a high of $2,575 to a low of $2,487. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Wesley Hills.Pick the Best Car Insurance Company for You in Wesley Hills
The best car insurance provider for most drivers in Wesley Hills
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $754 over the average Wesley Hills car insurance company.
The best car insurance provider for Wesley Hills drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $481 over the competition.
The best car insurance company for Wesley Hills drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $960 better than other car insurance companies.
The best auto insurance for Wesley Hills drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $972 less each year.
The least expensive car insurance company for new and young drivers in Wesley Hills
In Wesley Hills, Progressive costs young drivers $2,380 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wesley Hills
Progressive gave the largest car insurance discounts to married couples, averaging $797 saved each year compared to an average Wesley Hills couple's premiums.
The cheapest car insurance in Wesley Hills for drivers with bad credit
The best Wesley Hills car insurance company for customer service
Nationwide was the best company for customer service in Wesley Hills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Wesley Hills, which was better than other insurers.
The cheapest large national provider in Wesley Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wesley Hills driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wesley Hills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Wesley Hills
What Influences the Cost of Car Insurance in Wesley Hills?
On average, car insurance in Wesley Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wesley Hills is 48 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wesley Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Wesley Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wesley Hills is $153 per month for minimum coverage and $211 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New Hempstead: Insurance costs 7.12% more
- Kaser: Insurance costs 3.72% more
- New Square: Insurance costs 1.31% less
- Monsey: Insurance costs 1.11% more
- Ladentown: Insurance costs 3.72% less
- Pomona: Insurance costs 5.81% more
- Montebello: Insurance costs 0.40% more
- Spring Valley: Insurance costs 12.46% more
- Airmont: Insurance costs 2.10% more
- New City: Insurance costs 4.11% more
Cities with Similar Populations
- Cramerton: Insurance costs 49.92% less
- Spencer: Insurance costs 46.64% less
- Sparta: Insurance costs 51.94% less
- Sparta: Insurance costs 40.90% less
- Southgate: Insurance costs 19.15% less
- South Sarasota: Insurance costs 5.22% less
- South Pasadena: Insurance costs 7.56% more
- Fair Haven: Insurance costs 19.70% more
- Dilworth: Insurance costs 38.57% less
- Danville: Insurance costs 51.38% less