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Get Cheap Car Insurance in South Pasadena, FL
We monitor insurance prices, helping the average driver in South Pasadena save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in South Pasadena
The chart below shows the cheapest car insurance company in South Pasadena for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| South Pasadena Insurer | Monthly Cost |
|---|---|
| Geico | $130 |
| State Farm | $138 |
| Gainsco | $180 |
| Bristol West | $180 |
Savings for Every Kind of South Pasadena Driver
Based on our extensive insurance data, we know the average South Pasadena driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $796 per year by choosing the right vehicle insurance company. Some South Pasadena residents are paying out over $2,719 extra every year for auto insurance in South Pasadena. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Pasadena, FL Savings / Yr. |
|---|---|
$796 |
|
$1,168 |
|
$898 |
|
$889 |
|
$2,825 |
|
$772 |
|
$1,125 |
South Pasadena Car Insurance vs. Florida
People living in South Pasadena pay an average of 2.91% more than the typical driver in the state. The average driver in South Pasadena can expect to pay about $2,482 per year, or $2,719 for full coverage.
Based on our analysis, Geico will be the cheapest provider in South Pasadena for most people.
Car Insurance Prices by South Pasadena Neighborhood
Insurance Prices
Where is insurance cheapest within South Pasadena?
The map shows insurance prices in and around South Pasadena, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $257 per year within the city boundaries, with insurance premiums ranging from a high of $2,890 to a low of $2,633. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of South Pasadena.Pick the Best Car Insurance Company for You in South Pasadena
The best car insurance provider for most drivers in South Pasadena
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $796 over the average South Pasadena car insurance company.
The best car insurance provider for South Pasadena drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,168 over the competition.
The best car insurance company for South Pasadena drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $898 better than other car insurance companies.
The best auto insurance for South Pasadena drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $889 less each year.
The least expensive car insurance company for new and young drivers in South Pasadena
In South Pasadena, Geico costs young drivers $2,825 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Pasadena
Geico gave the largest car insurance discounts to married couples, averaging $772 saved each year compared to an average South Pasadena couple's premiums.
The cheapest car insurance in South Pasadena for drivers with bad credit
The best South Pasadena car insurance company for customer service
Allstate was the best company for customer service in South Pasadena according to the NAIC.
Recent price drops
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The cheapest large national provider in South Pasadena
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Pasadena driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Pasadena, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Pasadena
What Influences the Cost of Car Insurance in South Pasadena?
On average, car insurance in South Pasadena is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Pasadena are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- South Pasadena is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Pasadena is $207 per month for minimum coverage and $227 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gulfport: Insurance costs 4.08% more
- St. Pete Beach: Insurance costs 1.25% less
- Treasure Island: Insurance costs 2.06% more
- Madeira Beach: Insurance costs 2.57% more
- Kenneth City: Insurance costs 7.02% more
- West Lealman: Insurance costs 4.49% more
- St. Petersburg: Insurance costs 5.30% more
- Bay Pines: Insurance costs 2.94% more
- Lealman: Insurance costs 1.69% more
- Redington Beach: Insurance costs 2.76% more
Cities with Similar Populations
- DeWitt: Insurance costs 37.77% less
- Cross Plains: Insurance costs 50.09% less
- Croswell: Insurance costs 7.58% more
- Crystal City: Insurance costs 32.48% less
- Culleoka: Insurance costs 50.61% less
- Cumberland: Insurance costs 56.56% less
- Curwensville: Insurance costs 50.02% less
- Daingerfield: Insurance costs 37.70% less
- Decherd: Insurance costs 51.42% less
- Delhi: Insurance costs 10.48% more