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Get Cheap Car Insurance in Montario Point, NY
We monitor insurance prices, helping the average driver in Montario Point save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Montario Point
The chart below shows the cheapest car insurance company in Montario Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Montario Point Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $110 |
| Geico | $115 |
Savings for Every Kind of Montario Point Driver
Based on our extensive insurance data, we know the average Montario Point driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $622 per year by choosing the right vehicle insurance company. Some Montario Point residents are paying out over $2,085 extra every year for auto insurance in Montario Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montario Point, NY Savings / Yr. |
|---|---|
$622 |
|
$396 |
|
$792 |
|
$801 |
|
$1,963 |
|
$657 |
|
$1,046 |
Montario Point Car Insurance vs. New York
People living in Montario Point pay an average of 14.02% less than the typical driver in the state. The average driver in Montario Point can expect to pay about $1,512 per year, or $2,085 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Montario Point for most people.
Car Insurance Prices by Montario Point Neighborhood
Insurance Prices
Where is insurance cheapest within Montario Point?
The map shows insurance prices in and around Montario Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $66 per year within the city boundaries, with insurance premiums ranging from a high of $2,096 to a low of $2,030. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Montario Point.Pick the Best Car Insurance Company for You in Montario Point
The best car insurance provider for most drivers in Montario Point
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $622 over the average Montario Point car insurance company.
The best car insurance provider for Montario Point drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $396 over the competition.
The best car insurance company for Montario Point drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $792 better than other car insurance companies.
The best auto insurance for Montario Point drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $801 less each year.
The least expensive car insurance company for new and young drivers in Montario Point
In Montario Point, Progressive costs young drivers $1,963 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montario Point
Progressive gave the largest car insurance discounts to married couples, averaging $657 saved each year compared to an average Montario Point couple's premiums.
The cheapest car insurance in Montario Point for drivers with bad credit
The best Montario Point car insurance company for customer service
Nationwide was the best company for customer service in Montario Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Montario Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Montario Point driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montario Point, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Montario Point
What Influences the Cost of Car Insurance in Montario Point?
On average, car insurance in Montario Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Montario Point is 31 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montario Point are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Montario Point is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Montario Point is $126 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sandy Pond: Insurance costs 0.82% less
- Ellisburg: Insurance costs 0.67% less
- Mannsville: Insurance costs 1.68% less
- Sandy Creek: Insurance costs 0.10% more
- Woodville: Insurance costs 0.53% more
- Pierrepont Manor: Insurance costs 1.92% less
- Belleville: Insurance costs 0.67% more
- Lacona: Insurance costs 1.34% more
- Port Ontario: Insurance costs 2.30% less
- Taylor Settlement: Insurance costs 0.53% less
Cities with Similar Populations
- Mccabe: Insurance costs 19.42% less
- Wyeth: Insurance costs 15.40% less
- Wren: Insurance costs 41.73% less
- Woodson: Insurance costs 41.25% less
- Matlock: Insurance costs 4.60% less
- Woodlawn: Insurance costs 14.92% less
- Maud: Insurance costs 14.63% less
- Woodland: Insurance costs 32.52% less
- Woodland Park: Insurance costs 37.36% more
- Woodford: Insurance costs 19.09% less