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Get Cheap Car Insurance in Port Ontario, NY
We monitor insurance prices, helping the average driver in Port Ontario save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Port Ontario
The chart below shows the cheapest car insurance company in Port Ontario for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Port Ontario Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $100 |
| Safeco Insurance | $107 |
| Geico | $112 |
Savings for Every Kind of Port Ontario Driver
Based on our extensive insurance data, we know the average Port Ontario driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $607 per year by choosing the right vehicle insurance company. Some Port Ontario residents are paying out over $2,037 extra every year for auto insurance in Port Ontario. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Ontario, NY Savings / Yr. |
|---|---|
$607 |
|
$387 |
|
$773 |
|
$783 |
|
$1,917 |
|
$642 |
|
$1,022 |
Port Ontario Car Insurance vs. New York
People living in Port Ontario pay an average of 16.02% less than the typical driver in the state. The average driver in Port Ontario can expect to pay about $1,477 per year, or $2,037 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Port Ontario for most people.
Car Insurance Prices by Port Ontario Neighborhood
Insurance Prices
Where is insurance cheapest within Port Ontario?
The map shows insurance prices in and around Port Ontario, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,037 to a low of $2,037. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Port Ontario.Pick the Best Car Insurance Company for You in Port Ontario
The best car insurance provider for most drivers in Port Ontario
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $607 over the average Port Ontario car insurance company.
The best car insurance provider for Port Ontario drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $387 over the competition.
The best car insurance company for Port Ontario drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $773 better than other car insurance companies.
The best auto insurance for Port Ontario drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $783 less each year.
The least expensive car insurance company for new and young drivers in Port Ontario
In Port Ontario, Progressive costs young drivers $1,917 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Ontario
Progressive gave the largest car insurance discounts to married couples, averaging $642 saved each year compared to an average Port Ontario couple's premiums.
The cheapest car insurance in Port Ontario for drivers with bad credit
The best Port Ontario car insurance company for customer service
Nationwide was the best company for customer service in Port Ontario according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Ontario
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Port Ontario driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Ontario, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Port Ontario
What Influences the Cost of Car Insurance in Port Ontario?
On average, car insurance in Port Ontario is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Ontario is 29 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Ontario are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Port Ontario is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Port Ontario is $123 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pulaski: Insurance costs 1.37% more
- Ramona Beach: Insurance costs the same
- Texas: Insurance costs 1.37% more
- Sandy Creek: Insurance costs 2.45% more
- Sandy Pond: Insurance costs 1.52% more
- Orwell: Insurance costs 1.72% more
- Montario Point: Insurance costs 2.36% more
- Maple View: Insurance costs 1.52% more
- Lacona: Insurance costs 3.73% more
- Mexico: Insurance costs 1.42% more
Cities with Similar Populations
- Fairmount: Insurance costs 14.68% less
- Tripoli: Insurance costs 2.50% more
- Traverse Bay: Insurance costs 38.78% more
- Tillman: Insurance costs 44.48% less
- Forestburg: Insurance costs 23.32% less
- Florian: Insurance costs 21.16% less
- Flippin: Insurance costs 29.90% less
- Fernwood: Insurance costs 23.22% less
- Ferguson Crossroads: Insurance costs 21.16% less
- Felty: Insurance costs 13.35% more