Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Monte Vista, CO
We monitor insurance prices, helping the average driver in Monte Vista save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Monte Vista
The chart below shows the cheapest car insurance company in Monte Vista for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Monte Vista Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $75 |
| Safeco Insurance | $77 |
| Geico | $79 |
Savings for Every Kind of Monte Vista Driver
Based on our extensive insurance data, we know the average Monte Vista driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $401 per year by choosing the right vehicle insurance company. Some Monte Vista residents are paying out over $1,871 extra every year for auto insurance in Monte Vista. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monte Vista, CO Savings / Yr. |
|---|---|
$401 |
|
$715 |
|
$575 |
|
$615 |
|
$1,820 |
|
$482 |
|
$706 |
Monte Vista Car Insurance vs. Colorado
People living in Monte Vista pay an average of 1.00% less than the typical driver in the state. The average driver in Monte Vista can expect to pay about $1,093 per year, or $1,871 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Monte Vista for most people.
Car Insurance Prices by Monte Vista Neighborhood
Insurance Prices
Where is insurance cheapest within Monte Vista?
The map shows insurance prices in and around Monte Vista, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $125 per year within the city boundaries, with insurance premiums ranging from a high of $1,947 to a low of $1,822. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Monte Vista.Pick the Best Car Insurance Company for You in Monte Vista
The best car insurance provider for most drivers in Monte Vista
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $401 over the average Monte Vista car insurance company.
The best car insurance provider for Monte Vista drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $715 over the competition.
The best car insurance company for Monte Vista drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $575 better than other car insurance companies.
The best auto insurance for Monte Vista drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $615 less each year.
The least expensive car insurance company for new and young drivers in Monte Vista
In Monte Vista, State Farm costs young drivers $1,820 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monte Vista
State Farm gave the largest car insurance discounts to married couples, averaging $482 saved each year compared to an average Monte Vista couple's premiums.
The cheapest car insurance in Monte Vista for drivers with bad credit
The best Monte Vista car insurance company for customer service
Nationwide was the best company for customer service in Monte Vista according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Monte Vista, which was better than other insurers.
The cheapest large national provider in Monte Vista
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Monte Vista driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monte Vista, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Monte Vista
What Influences the Cost of Car Insurance in Monte Vista?
On average, car insurance in Monte Vista is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Monte Vista is 23 minutes, which is far less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Monte Vista are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Monte Vista has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Monte Vista is $91 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Platoro: Insurance costs 2.08% less
- Torres: Insurance costs 1.50% less
- Waverly: Insurance costs 2.14% less
- Homelake: Insurance costs 1.55% less
- Del Norte: Insurance costs 1.28% less
- Alamosa: Insurance costs 0.69% more
- Mosca: Insurance costs 0.64% less
- South Fork: Insurance costs 2.14% less
- Blanca: Insurance costs 2.78% more
- Fort Garland: Insurance costs 2.41% more
Cities with Similar Populations
- Kermit: Insurance costs 4.60% less
- Reinholds: Insurance costs 29.29% less
- Redwood Valley: Insurance costs 1.92% less
- Redwood Falls: Insurance costs 17.58% less
- Red Bud: Insurance costs 20.84% less
- Kunkletown: Insurance costs 23.46% less
- Kirtland: Insurance costs 21.38% less
- Kingston: Insurance costs 6.31% less
- Keyes: Insurance costs 6.15% more
- Reminderville: Insurance costs 40.14% less