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Get Cheap Car Insurance in Del Norte, CO
We monitor insurance prices, helping the average driver in Del Norte save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Del Norte
The chart below shows the cheapest car insurance company in Del Norte for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Del Norte Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Bristol West | $74 |
| Safeco Insurance | $76 |
| Geico | $78 |
Savings for Every Kind of Del Norte Driver
Based on our extensive insurance data, we know the average Del Norte driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some Del Norte residents are paying out over $1,847 extra every year for auto insurance in Del Norte. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Del Norte, CO Savings / Yr. |
|---|---|
$396 |
|
$706 |
|
$568 |
|
$607 |
|
$1,796 |
|
$476 |
|
$697 |
Del Norte Car Insurance vs. Colorado
People living in Del Norte pay an average of 2.28% less than the typical driver in the state. The average driver in Del Norte can expect to pay about $1,079 per year, or $1,847 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Del Norte for most people.
Car Insurance Prices by Del Norte Neighborhood
Insurance Prices
Where is insurance cheapest within Del Norte?
The map shows insurance prices in and around Del Norte, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $82 per year within the city boundaries, with insurance premiums ranging from a high of $1,898 to a low of $1,816. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Del Norte.Pick the Best Car Insurance Company for You in Del Norte
The best car insurance provider for most drivers in Del Norte
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $396 over the average Del Norte car insurance company.
The best car insurance provider for Del Norte drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $706 over the competition.
The best car insurance company for Del Norte drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $568 better than other car insurance companies.
The best auto insurance for Del Norte drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $607 less each year.
The least expensive car insurance company for new and young drivers in Del Norte
In Del Norte, State Farm costs young drivers $1,796 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Del Norte
State Farm gave the largest car insurance discounts to married couples, averaging $476 saved each year compared to an average Del Norte couple's premiums.
The cheapest car insurance in Del Norte for drivers with bad credit
The best Del Norte car insurance company for customer service
Recent price drops
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The cheapest large national provider in Del Norte
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Del Norte driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Del Norte, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Del Norte
What Influences the Cost of Car Insurance in Del Norte?
On average, car insurance in Del Norte is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Del Norte is 23 minutes, which is far less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Del Norte are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Del Norte is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Del Norte is $90 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Summitville: Insurance costs 0.38% less
- Homelake: Insurance costs 0.27% less
- Torres: Insurance costs 0.22% less
- South Fork: Insurance costs 0.87% less
- Monte Vista: Insurance costs 1.30% more
- Platoro: Insurance costs 0.81% less
- Center: Insurance costs 6.77% more
- Hooper: Insurance costs the same
- Mosca: Insurance costs 0.65% more
- Spar City: Insurance costs 5.41% less
Cities with Similar Populations
- Winchester: Insurance costs 20.95% less
- Port Sulphur: Insurance costs 77.21% more
- Farmersville: Insurance costs 40.93% less
- Tucker: Insurance costs 11.86% less
- Fowler: Insurance costs 44.02% more
- Port Royal: Insurance costs 29.89% less
- Lone Rock: Insurance costs 38.60% less
- Lauderdale: Insurance costs 10.88% less
- Hager City: Insurance costs 38.22% less
- Gates: Insurance costs 30.32% less