Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Montpelier Station, VA
We monitor insurance prices, helping the average driver in Montpelier Station save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Montpelier Station
The chart below shows the cheapest car insurance company in Montpelier Station for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Montpelier Station Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Montpelier Station Driver
Based on our extensive insurance data, we know the average Montpelier Station driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some Montpelier Station residents are paying out over $1,190 extra every year for auto insurance in Montpelier Station. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montpelier Station, VA Savings / Yr. |
|---|---|
$449 |
|
$766 |
|
$655 |
|
$641 |
|
$1,048 |
|
$240 |
|
$432 |
Montpelier Station Car Insurance vs. Virginia
People living in Montpelier Station pay an average of 2.06% less than the typical driver in the state. The average driver in Montpelier Station can expect to pay about $824 per year, or $1,190 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Montpelier Station for most people.
Car Insurance Prices by Montpelier Station Neighborhood
Insurance Prices
Where is insurance cheapest within Montpelier Station?
The map shows insurance prices in and around Montpelier Station, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the city boundaries, with insurance premiums ranging from a high of $1,201 to a low of $1,176. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Montpelier Station.Pick the Best Car Insurance Company for You in Montpelier Station
The best car insurance provider for most drivers in Montpelier Station
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $449 over the average Montpelier Station car insurance company.
The best car insurance provider for Montpelier Station drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $766 over the competition.
The best car insurance company for Montpelier Station drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $655 better than other car insurance companies.
The best auto insurance for Montpelier Station drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $641 less each year.
The least expensive car insurance company for new and young drivers in Montpelier Station
In Montpelier Station, Erie Insurance costs young drivers $1,048 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montpelier Station
Farm Bureau gave the largest car insurance discounts to married couples, averaging $240 saved each year compared to an average Montpelier Station couple's premiums.
The cheapest car insurance in Montpelier Station for drivers with bad credit
The best Montpelier Station car insurance company for customer service
Nationwide was the best company for customer service in Montpelier Station according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Montpelier Station, which was better than other insurers.
The cheapest large national provider in Montpelier Station
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Montpelier Station driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montpelier Station, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Montpelier Station
What Influences the Cost of Car Insurance in Montpelier Station?
On average, car insurance in Montpelier Station is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Montpelier Station is 32 minutes, which is a little less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montpelier Station are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Montpelier Station is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Montpelier Station is $69 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Montford: Insurance costs 1.68% more
- Somerset: Insurance costs 0.92% less
- Woodberry Forest: Insurance costs 0.84% more
- Radiant: Insurance costs 0.08% less
- Orange: Insurance costs 1.93% more
- Uno: Insurance costs 0.17% less
- Madison Run: Insurance costs 3.28% more
- Aroda: Insurance costs 0.17% less
- Gordonsville: Insurance costs 1.68% more
- Melton: Insurance costs 1.68% more
Cities with Similar Populations
- Scotts Corner: Insurance costs 49.75% more
- Massillon: Insurance costs 2.77% more
- Maunie: Insurance costs 27.82% more
- Mead: Insurance costs 34.12% more
- Mederville: Insurance costs 3.70% more
- Melrose: Insurance costs 31.51% more
- Saranac Inn: Insurance costs 73.61% more
- Sarton: Insurance costs 26.47% more
- Saulsburg: Insurance costs 10.34% more
- School Creek: Insurance costs 17.23% more