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Get Cheap Car Insurance in Orange, VA
We monitor insurance prices, helping the average driver in Orange save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Orange
The chart below shows the cheapest car insurance company in Orange for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Orange Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $52 |
| Safeco Insurance | $55 |
Savings for Every Kind of Orange Driver
Based on our extensive insurance data, we know the average Orange driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $457 per year by choosing the right vehicle insurance company. Some Orange residents are paying out over $1,213 extra every year for auto insurance in Orange. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orange, VA Savings / Yr. |
|---|---|
$457 |
|
$781 |
|
$668 |
|
$653 |
|
$1,068 |
|
$245 |
|
$440 |
Orange Car Insurance vs. Virginia
People living in Orange pay an average of 0.18% less than the typical driver in the state. The average driver in Orange can expect to pay about $839 per year, or $1,213 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Orange for most people.
Car Insurance Prices by Orange Neighborhood
Insurance Prices
Where is insurance cheapest within Orange?
The map shows insurance prices in and around Orange, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the city boundaries, with insurance premiums ranging from a high of $1,256 to a low of $1,176. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Orange.Pick the Best Car Insurance Company for You in Orange
The best car insurance provider for most drivers in Orange
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $457 over the average Orange car insurance company.
The best car insurance provider for Orange drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $781 over the competition.
The best car insurance company for Orange drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $668 better than other car insurance companies.
The best auto insurance for Orange drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $653 less each year.
The least expensive car insurance company for new and young drivers in Orange
In Orange, Erie Insurance costs young drivers $1,068 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orange
Farm Bureau gave the largest car insurance discounts to married couples, averaging $245 saved each year compared to an average Orange couple's premiums.
The cheapest car insurance in Orange for drivers with bad credit
The best Orange car insurance company for customer service
Recent price drops
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The cheapest large national provider in Orange
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Orange driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orange, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Orange
What Influences the Cost of Car Insurance in Orange?
On average, car insurance in Orange is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orange are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Orange is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Orange is $70 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Montford: Insurance costs 0.25% less
- Lahore: Insurance costs 1.24% more
- Madison Run: Insurance costs 1.32% more
- Woodberry Forest: Insurance costs 1.07% less
- Montpelier Station: Insurance costs 1.90% less
- Melton: Insurance costs 0.25% less
- Unionville: Insurance costs 1.81% more
- Radiant: Insurance costs 1.98% less
- Rapidan: Insurance costs 1.57% more
- Somerset: Insurance costs 2.80% less
Cities with Similar Populations
- Plainville: Insurance costs 25.64% more
- Mendham: Insurance costs 40.23% more
- Mentone: Insurance costs 67.27% more
- Meridianville: Insurance costs 29.27% more
- Merrydale: Insurance costs 205.94% more
- Metropolis: Insurance costs 20.03% more
- Metter: Insurance costs 37.51% more
- Mexia: Insurance costs 36.85% more
- Micco: Insurance costs 106.18% more
- Middlebury: Insurance costs 3.87% less