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Get Cheap Car Insurance in Mooresville, NC
We monitor insurance prices, helping the average driver in Mooresville save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Mooresville
The chart below shows the cheapest car insurance company in Mooresville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Mooresville Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $47 |
| Erie Insurance | $47 |
| Farm Bureau | $50 |
| Progressive | $53 |
Savings for Every Kind of Mooresville Driver
Based on our extensive insurance data, we know the average Mooresville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $236 per year by choosing the right vehicle insurance company. Some Mooresville residents are paying out over $1,231 extra every year for auto insurance in Mooresville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mooresville, NC Savings / Yr. |
|---|---|
$236 |
|
$514 |
|
$374 |
|
$955 |
|
$709 |
|
$286 |
|
$428 |
Mooresville Car Insurance vs. North Carolina
People living in Mooresville pay an average of 1.50% less than the typical driver in the state. The average driver in Mooresville can expect to pay about $738 per year, or $1,231 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Mooresville for most people.
Car Insurance Prices by Mooresville Neighborhood
Insurance Prices
Where is insurance cheapest within Mooresville?
The map shows insurance prices in and around Mooresville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $186 per year within the city boundaries, with insurance premiums ranging from a high of $1,324 to a low of $1,138. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Mooresville.Pick the Best Car Insurance Company for You in Mooresville
The best car insurance provider for most drivers in Mooresville
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $236 over the average Mooresville car insurance company.
The best car insurance provider for Mooresville drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $514 over the competition.
The best car insurance company for Mooresville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $374 better than other car insurance companies.
The best auto insurance for Mooresville drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $955 less each year.
The least expensive car insurance company for new and young drivers in Mooresville
In Mooresville, State Farm costs young drivers $709 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mooresville
Erie Insurance gave the largest car insurance discounts to married couples, averaging $286 saved each year compared to an average Mooresville couple's premiums.
The cheapest car insurance in Mooresville for drivers with bad credit
The best Mooresville car insurance company for customer service
Nationwide was the best company for customer service in Mooresville according to the NAIC.
Recent price drops
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The cheapest large national provider in Mooresville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mooresville driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mooresville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Mooresville
What Influences the Cost of Car Insurance in Mooresville?
On average, car insurance in Mooresville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mooresville is 34 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mooresville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Mooresville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mooresville is $61 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Terrell: Insurance costs 0.24% less
- Davidson: Insurance costs 0.81% more
- Troutman: Insurance costs 1.95% less
- Cornelius: Insurance costs 3.09% more
- Lake Norman of Catawba: Insurance costs 0.73% more
- Shinnville: Insurance costs 0.16% more
- Mount Ulla: Insurance costs 2.68% less
- Sherrills Ford: Insurance costs 0.32% less
- Denver: Insurance costs 1.62% more
- Longisland: Insurance costs 2.84% less
Cities with Similar Populations
- Burleson: Insurance costs 35.17% more
- Burbank: Insurance costs 93.74% more
- Aurora: Insurance costs 38.91% more
- Bellflower: Insurance costs 87.49% more
- Austin: Insurance costs 43.62% more
- Battle Creek: Insurance costs 134.28% more
- Albany: Insurance costs 86.27% more
- Allen: Insurance costs 49.55% more
- Apopka: Insurance costs 113.73% more
- Baytown: Insurance costs 47.44% more