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Get Cheap Car Insurance in Mound City, MO
We monitor insurance prices, helping the average driver in Mound City save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Mound City
The chart below shows the cheapest car insurance company in Mound City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Mound City Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Travelers | $68 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Mound City Driver
Based on our extensive insurance data, we know the average Mound City driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $481 per year by choosing the right vehicle insurance company. Some Mound City residents are paying out over $1,784 extra every year for auto insurance in Mound City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mound City, MO Savings / Yr. |
|---|---|
$481 |
|
$672 |
|
$614 |
|
$688 |
|
$1,450 |
|
$374 |
|
$575 |
Mound City Car Insurance vs. Missouri
People living in Mound City pay an average of 0.93% less than the typical driver in the state. The average driver in Mound City can expect to pay about $1,099 per year, or $1,784 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Mound City for most people.
Car Insurance Prices by Mound City Neighborhood
Insurance Prices
Where is insurance cheapest within Mound City?
The map shows insurance prices in and around Mound City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,791 to a low of $1,761. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Mound City.Pick the Best Car Insurance Company for You in Mound City
The best car insurance provider for most drivers in Mound City
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $481 over the average Mound City car insurance company.
The best car insurance provider for Mound City drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $672 over the competition.
The best car insurance company for Mound City drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $614 better than other car insurance companies.
The best auto insurance for Mound City drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $688 less each year.
The least expensive car insurance company for new and young drivers in Mound City
In Mound City, Travelers costs young drivers $1,450 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mound City
State Farm gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Mound City couple's premiums.
The cheapest car insurance in Mound City for drivers with bad credit
The best Mound City car insurance company for customer service
Nationwide was the best company for customer service in Mound City according to the NAIC.
Recent price drops
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The cheapest large national provider in Mound City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mound City driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mound City, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Mound City
What Influences the Cost of Car Insurance in Mound City?
On average, car insurance in Mound City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mound City is 24 minutes, which is far less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mound City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Mound City is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mound City is $92 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Craig: Insurance costs 1.01% less
- Maitland: Insurance costs 1.01% less
- Fortescue: Insurance costs 1.18% less
- Big Lake: Insurance costs 1.23% less
- New Point: Insurance costs 1.07% less
- Forest City: Insurance costs 0.78% less
- Corning: Insurance costs 0.73% less
- Napier: Insurance costs 1.01% less
- Graham: Insurance costs 2.63% less
- Rulo: Insurance costs 21.41% less
Cities with Similar Populations
- Welcome: Insurance costs 10.93% more
- Colfax: Insurance costs 34.30% less
- Coral: Insurance costs 60.59% more
- East Rochester: Insurance costs 38.96% less
- Eastport: Insurance costs 45.35% less
- Edgar Springs: Insurance costs 0.22% more
- Edgerton: Insurance costs 53.25% more
- Egan: Insurance costs 72.65% more
- Twining: Insurance costs 62.61% more
- Waterloo: Insurance costs 8.80% more