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Get Cheap Car Insurance in Mount Jackson, VA

We monitor insurance prices, helping the average driver in Mount Jackson save up to 38.8% on car insurance.

 

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The Cheapest Minimum Coverage in Mount Jackson

The chart below shows the cheapest car insurance company in Mount Jackson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.

 
Mount Jackson Insurer Monthly Cost
Metromile $42
Geico $47
Farm Bureau $50
Safeco Insurance $53

Savings for Every Kind of Mount Jackson Driver

The table shows how much the average auto insurance customer in Mount Jackson might save by following our recommendations.

Based on our extensive insurance data, we know the average Mount Jackson driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $437 per year by choosing the right vehicle insurance company. Some Mount Jackson residents are paying out over $1,160 extra every year for auto insurance in Mount Jackson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Mount Jackson Car Insurance vs. Virginia

People living in Mount Jackson pay an average of 4.49% less than the typical driver in the state. The average driver in Mount Jackson can expect to pay about $803 per year, or $1,160 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Mount Jackson for most people.

Car Insurance Prices by Mount Jackson Neighborhood

Mount Jackson, VA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Mount Jackson?

The map shows insurance prices in and around Mount Jackson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $52 per year within the city boundaries, with insurance premiums ranging from a high of $1,175 to a low of $1,123. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Mount Jackson.

Pick the Best Car Insurance Company for You in Mount Jackson

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Mount Jackson insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Mount Jackson

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $437 over the average Mount Jackson car insurance company.

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We use the average good driver, paying $60 per month, as our baseline for pricing in Mount Jackson. Metromile, Elephant, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Mount Jackson drivers with accidents on their records

In Mount Jackson getting into an accident will raise premiums an average 40% for a yearly cost of $1,924. That's $764 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Metromile, and Farm Bureau are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $747 over the competition.

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The best car insurance company for Mount Jackson drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $639 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Mount Jackson, tickets raise premiums on new quotes about $538. If you have a speeding ticket, we recommend State Farm, Metromile, and Farm Bureau for savings that beat the average insurance cost of $1,698 per year.

The best auto insurance for Mount Jackson drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,864 per year in auto insurance premiums, which was $704 more than a driver with no major issues. Farm Bureau, Clearcover, and Elephant penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $625 less each year.

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The least expensive car insurance company for new and young drivers in Mount Jackson

In Mount Jackson, Erie Insurance costs young drivers $1,022 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Mount Jackson. With an average cost of $3,706 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Mount Jackson

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $115. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Mount Jackson.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $234 saved each year compared to an average Mount Jackson couple's premiums.

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The cheapest car insurance in Mount Jackson for drivers with bad credit

People with poor credit saved an average of $421 with Farm Bureau.

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Many people are surprised that their poor credit score can cost them an average of $577 every year. Premiums for people with poor credit were about $1,737 in Mount Jackson. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Farm Bureau, and Elephant.

The best Mount Jackson car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Mount Jackson, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Mount Jackson.

Nationwide was the best company for customer service in Mount Jackson according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mount Jackson, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Mount Jackson. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Mount Jackson

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 23% of Mount Jackson residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mount Jackson driver can expect to pay about $89 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Jackson, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.
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Auto Insurance Prices in and Around Mount Jackson

What Influences the Cost of Car Insurance in Mount Jackson?

On average, car insurance in Mount Jackson is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Mount Jackson is 32 minutes, which is a little less than average for a driver in the state.
  • Virginia state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Mount Jackson are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Mount Jackson is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Mount Jackson is $67 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Mount Jackson driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Mount Jackson with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.