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Get Cheap Car Insurance in Mount Pocono, PA
We monitor insurance prices, helping the average driver in Mount Pocono save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Mount Pocono
The chart below shows the cheapest car insurance company in Mount Pocono for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Mount Pocono Insurer | Monthly Cost |
|---|---|
| Kemper | $57 |
| Metromile | $57 |
| Travelers | $58 |
| State Farm | $60 |
Savings for Every Kind of Mount Pocono Driver
Based on our extensive insurance data, we know the average Mount Pocono driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $431 per year by choosing the right vehicle insurance company. Some Mount Pocono residents are paying out over $1,537 extra every year for auto insurance in Mount Pocono. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Pocono, PA Savings / Yr. |
|---|---|
$431 |
|
$763 |
|
$583 |
|
$695 |
|
$1,781 |
|
$308 |
|
$551 |
Mount Pocono Car Insurance vs. Pennsylvania
People living in Mount Pocono pay an average of 7.80% more than the typical driver in the state. The average driver in Mount Pocono can expect to pay about $953 per year, or $1,537 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Mount Pocono for most people.
Car Insurance Prices by Mount Pocono Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Pocono?
The map shows insurance prices in and around Mount Pocono, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $321 per year within the city boundaries, with insurance premiums ranging from a high of $1,771 to a low of $1,450. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Mount Pocono.Pick the Best Car Insurance Company for You in Mount Pocono
The best car insurance provider for most drivers in Mount Pocono
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $431 over the average Mount Pocono car insurance company.
The best car insurance provider for Mount Pocono drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $763 over the competition.
The best car insurance company for Mount Pocono drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $583 better than other car insurance companies.
The best auto insurance for Mount Pocono drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $695 less each year.
The least expensive car insurance company for new and young drivers in Mount Pocono
In Mount Pocono, Travelers costs young drivers $1,781 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Pocono
State Farm gave the largest car insurance discounts to married couples, averaging $308 saved each year compared to an average Mount Pocono couple's premiums.
The cheapest car insurance in Mount Pocono for drivers with bad credit
The best Mount Pocono car insurance company for customer service
Nationwide was the best company for customer service in Mount Pocono according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Pocono
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mount Pocono driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Pocono, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Mount Pocono
What Influences the Cost of Car Insurance in Mount Pocono?
On average, car insurance in Mount Pocono is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mount Pocono is 42 minutes, which is far more than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Pocono are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Mount Pocono is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Pocono is $79 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pocono Summit: Insurance costs 3.06% less
- Pocono Manor: Insurance costs 2.08% more
- Swiftwater: Insurance costs 2.34% less
- Scotrun: Insurance costs 0.59% more
- Tobyhanna: Insurance costs 8.98% more
- Buck Hill Falls: Insurance costs 5.86% more
- Paradise Valley: Insurance costs 0.91% less
- Long Pond: Insurance costs 3.32% more
- Cresco: Insurance costs 2.80% less
- Mountainhome: Insurance costs 4.23% less
Cities with Similar Populations
- Port Ewen: Insurance costs 47.43% more
- Arcade: Insurance costs 41.31% more
- Lancaster: Insurance costs 22.25% less
- Laurel Lake: Insurance costs 15.61% more
- Lewisport: Insurance costs 31.42% more
- Long Beach: Insurance costs 12.49% less
- Lyons: Insurance costs 21.01% more
- Mayville: Insurance costs 92.13% more
- Naples: Insurance costs 37.09% less
- Osgood: Insurance costs 22.77% less