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Get Cheap Car Insurance in Mountainhome, PA
We monitor insurance prices, helping the average driver in Mountainhome save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Mountainhome
The chart below shows the cheapest car insurance company in Mountainhome for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Mountainhome Insurer | Monthly Cost |
|---|---|
| Kemper | $54 |
| Metromile | $54 |
| Travelers | $55 |
| State Farm | $57 |
Savings for Every Kind of Mountainhome Driver
Based on our extensive insurance data, we know the average Mountainhome driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $413 per year by choosing the right vehicle insurance company. Some Mountainhome residents are paying out over $1,472 extra every year for auto insurance in Mountainhome. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mountainhome, PA Savings / Yr. |
|---|---|
$413 |
|
$731 |
|
$558 |
|
$666 |
|
$1,705 |
|
$295 |
|
$527 |
Mountainhome Car Insurance vs. Pennsylvania
People living in Mountainhome pay an average of 3.22% more than the typical driver in the state. The average driver in Mountainhome can expect to pay about $912 per year, or $1,472 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Mountainhome for most people.
Car Insurance Prices by Mountainhome Neighborhood
Insurance Prices
Where is insurance cheapest within Mountainhome?
The map shows insurance prices in and around Mountainhome, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $1,489 to a low of $1,450. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Central parts of Mountainhome.Pick the Best Car Insurance Company for You in Mountainhome
The best car insurance provider for most drivers in Mountainhome
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $413 over the average Mountainhome car insurance company.
The best car insurance provider for Mountainhome drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $731 over the competition.
The best car insurance company for Mountainhome drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $558 better than other car insurance companies.
The best auto insurance for Mountainhome drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $666 less each year.
The least expensive car insurance company for new and young drivers in Mountainhome
In Mountainhome, Travelers costs young drivers $1,705 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mountainhome
State Farm gave the largest car insurance discounts to married couples, averaging $295 saved each year compared to an average Mountainhome couple's premiums.
The cheapest car insurance in Mountainhome for drivers with bad credit
The best Mountainhome car insurance company for customer service
Nationwide was the best company for customer service in Mountainhome according to the NAIC.
Recent price drops
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The cheapest large national provider in Mountainhome
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mountainhome driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mountainhome, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Mountainhome
What Influences the Cost of Car Insurance in Mountainhome?
On average, car insurance in Mountainhome is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mountainhome are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Mountainhome is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mountainhome is $76 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cresco: Insurance costs 1.49% more
- Buck Hill Falls: Insurance costs 10.53% more
- Canadensis: Insurance costs 2.79% less
- Coveville: Insurance costs 0.34% less
- Paradise Valley: Insurance costs 3.46% more
- Skytop: Insurance costs 2.51% less
- La Anna: Insurance costs 1.02% more
- Tobyhanna: Insurance costs 13.79% more
- Mount Pocono: Insurance costs 4.42% more
- South Sterling: Insurance costs 7.00% more
Cities with Similar Populations
- Council Hill: Insurance costs 16.51% more
- Troy: Insurance costs 39.20% more
- Tipton: Insurance costs 12.30% more
- Tatum: Insurance costs 14.47% less
- Deer Park: Insurance costs 19.43% less
- Damascus: Insurance costs 5.43% less
- Dakota: Insurance costs 9.92% less
- Daisetta: Insurance costs 15.22% more
- D'Lo: Insurance costs 16.98% more
- Cromwell: Insurance costs 12.43% more