Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Mount Union, TX
We monitor insurance prices, helping the average driver in Mount Union save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Mount Union
The chart below shows the cheapest car insurance company in Mount Union for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Mount Union Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $57 |
| Progressive | $58 |
| State Farm | $63 |
Savings for Every Kind of Mount Union Driver
Based on our extensive insurance data, we know the average Mount Union driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $346 per year by choosing the right vehicle insurance company. Some Mount Union residents are paying out over $1,680 extra every year for auto insurance in Mount Union. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Union, TX Savings / Yr. |
|---|---|
$346 |
|
$791 |
|
$697 |
|
$799 |
|
$1,216 |
|
$459 |
|
$502 |
Mount Union Car Insurance vs. Texas
People living in Mount Union pay an average of 14.03% less than the typical driver in the state. The average driver in Mount Union can expect to pay about $1,001 per year, or $1,680 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mount Union for most people.
Car Insurance Prices by Mount Union Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Union?
The map shows insurance prices in and around Mount Union, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $96 per year within the city boundaries, with insurance premiums ranging from a high of $1,738 to a low of $1,642. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Central parts of Mount Union.Pick the Best Car Insurance Company for You in Mount Union
The best car insurance provider for most drivers in Mount Union
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $346 over the average Mount Union car insurance company.
The best car insurance provider for Mount Union drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $791 over the competition.
The best car insurance company for Mount Union drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $697 better than other car insurance companies.
The best auto insurance for Mount Union drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $799 less each year.
The least expensive car insurance company for new and young drivers in Mount Union
In Mount Union, State Farm costs young drivers $1,216 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Union
State Farm gave the largest car insurance discounts to married couples, averaging $459 saved each year compared to an average Mount Union couple's premiums.
The cheapest car insurance in Mount Union for drivers with bad credit
The best Mount Union car insurance company for customer service
Nationwide was the best company for customer service in Mount Union according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mount Union, which was better than other insurers.
The cheapest large national provider in Mount Union
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mount Union driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Union, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Mount Union
What Influences the Cost of Car Insurance in Mount Union?
On average, car insurance in Mount Union is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Union are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Mount Union has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Union is $83 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Magnolia Springs: Insurance costs 2.62% less
- Bleakwood: Insurance costs 1.90% less
- Spurger: Insurance costs 1.13% less
- Bon Ami: Insurance costs the same
- Roganville: Insurance costs 0.30% less
- Kirbyville: Insurance costs 1.61% more
- Call: Insurance costs 0.06% more
- Fred: Insurance costs 2.38% less
- Hillister: Insurance costs 3.57% less
- Pine Grove: Insurance costs 1.31% more
Cities with Similar Populations
- Farmersburg: Insurance costs 26.49% less
- Foot of Ten: Insurance costs 21.31% less
- Flat Top Mountain: Insurance costs 20.71% less
- Fitch: Insurance costs 31.49% more
- Fishers Island: Insurance costs 36.90% more
- Finzel: Insurance costs 4.05% more
- Finklea: Insurance costs 0.36% more
- Fields: Insurance costs 67.92% more
- Fenton: Insurance costs 27.56% less
- Felton: Insurance costs 7.20% less