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Get Cheap Car Insurance in Mount Vernon, MO
We monitor insurance prices, helping the average driver in Mount Vernon save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Mount Vernon
The chart below shows the cheapest car insurance company in Mount Vernon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Mount Vernon Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Travelers | $68 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Mount Vernon Driver
Based on our extensive insurance data, we know the average Mount Vernon driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $480 per year by choosing the right vehicle insurance company. Some Mount Vernon residents are paying out over $1,778 extra every year for auto insurance in Mount Vernon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Vernon, MO Savings / Yr. |
|---|---|
$480 |
|
$669 |
|
$612 |
|
$685 |
|
$1,445 |
|
$373 |
|
$573 |
Mount Vernon Car Insurance vs. Missouri
People living in Mount Vernon pay an average of 1.29% less than the typical driver in the state. The average driver in Mount Vernon can expect to pay about $1,095 per year, or $1,778 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Mount Vernon for most people.
Car Insurance Prices by Mount Vernon Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Vernon?
The map shows insurance prices in and around Mount Vernon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $173 per year within the city boundaries, with insurance premiums ranging from a high of $1,918 to a low of $1,745. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Mount Vernon.Pick the Best Car Insurance Company for You in Mount Vernon
The best car insurance provider for most drivers in Mount Vernon
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $480 over the average Mount Vernon car insurance company.
The best car insurance provider for Mount Vernon drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for Mount Vernon drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $612 better than other car insurance companies.
The best auto insurance for Mount Vernon drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $685 less each year.
The least expensive car insurance company for new and young drivers in Mount Vernon
In Mount Vernon, Travelers costs young drivers $1,445 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Vernon
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Mount Vernon couple's premiums.
The cheapest car insurance in Mount Vernon for drivers with bad credit
The best Mount Vernon car insurance company for customer service
Nationwide was the best company for customer service in Mount Vernon according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Vernon
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mount Vernon driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Vernon, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Mount Vernon
What Influences the Cost of Car Insurance in Mount Vernon?
On average, car insurance in Mount Vernon is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mount Vernon is 26 minutes, which is far less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Vernon are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Mount Vernon is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Vernon is $91 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hoberg: Insurance costs 1.41% less
- Orange: Insurance costs 0.34% less
- Phelps: Insurance costs 1.41% less
- Freistatt: Insurance costs 1.97% less
- Miller: Insurance costs 0.28% more
- Stinson: Insurance costs 0.56% less
- Stotts City: Insurance costs 3.21% more
- Heatonville: Insurance costs 0.84% less
- Rescue: Insurance costs 0.62% more
- Halltown: Insurance costs 1.18% less
Cities with Similar Populations
- Smithville: Insurance costs 7.76% less
- Girard: Insurance costs 24.86% less
- Glasgow: Insurance costs 12.71% more
- Glastonbury Center: Insurance costs 10.24% more
- Seven Points: Insurance costs 7.03% less
- Shamokin: Insurance costs 23.96% less
- Shelburne: Insurance costs 34.03% less
- Silver Springs Shores: Insurance costs 51.91% more
- Silvis: Insurance costs 16.03% less
- Smithsburg: Insurance costs 2.59% less