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Get Cheap Car Insurance in Moyie Springs, ID
We monitor insurance prices, helping the average driver in Moyie Springs save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Moyie Springs
The chart below shows the cheapest car insurance company in Moyie Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Moyie Springs Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $37 |
| Travelers | $40 |
| State Farm | $42 |
| Progressive | $44 |
Savings for Every Kind of Moyie Springs Driver
Based on our extensive insurance data, we know the average Moyie Springs driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $282 per year by choosing the right vehicle insurance company. Some Moyie Springs residents are paying out over $1,157 extra every year for auto insurance in Moyie Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Moyie Springs, ID Savings / Yr. |
|---|---|
$282 |
|
$582 |
|
$505 |
|
$447 |
|
$1,063 |
|
$274 |
|
$439 |
Moyie Springs Car Insurance vs. Idaho
People living in Moyie Springs pay an average of 2.27% more than the typical driver in the state. The average driver in Moyie Springs can expect to pay about $641 per year, or $1,157 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Moyie Springs for most people.
Car Insurance Prices by Moyie Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Moyie Springs?
The map shows insurance prices in and around Moyie Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $35 per year within the city boundaries, with insurance premiums ranging from a high of $1,181 to a low of $1,146. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Moyie Springs.Pick the Best Car Insurance Company for You in Moyie Springs
The best car insurance provider for most drivers in Moyie Springs
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $282 over the average Moyie Springs car insurance company.
The best car insurance provider for Moyie Springs drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $582 over the competition.
The best car insurance company for Moyie Springs drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $505 better than other car insurance companies.
The best auto insurance for Moyie Springs drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $447 less each year.
The least expensive car insurance company for new and young drivers in Moyie Springs
In Moyie Springs, Auto-Owners Insurance costs young drivers $1,063 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Moyie Springs
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $274 saved each year compared to an average Moyie Springs couple's premiums.
The cheapest car insurance in Moyie Springs for drivers with bad credit
The best Moyie Springs car insurance company for customer service
Nationwide was the best company for customer service in Moyie Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Moyie Springs
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Moyie Springs driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Moyie Springs, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Moyie Springs
What Influences the Cost of Car Insurance in Moyie Springs?
On average, car insurance in Moyie Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Moyie Springs is 32 minutes, which is a little more than average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Moyie Springs are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Moyie Springs has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Moyie Springs is $53 per month for minimum coverage and $96 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Threemile Corner: Insurance costs 0.61% more
- Bonners Ferry: Insurance costs 0.26% more
- Meadow Creek: Insurance costs 0.61% more
- Naples: Insurance costs 0.86% more
- Porthill: Insurance costs 1.38% more
- Copeland: Insurance costs 1.21% more
- Eastport: Insurance costs 0.78% more
- Elmira: Insurance costs 0.35% more
- Troy: Insurance costs 42.70% more
- Glengary: Insurance costs 0.09% less
Cities with Similar Populations
- Beech Creek: Insurance costs 13.83% more
- Capon Bridge: Insurance costs 24.63% more
- Sharon: Insurance costs 62.75% more
- Kutztown University: Insurance costs 13.92% more
- Albany: Insurance costs 42.52% more
- Lawsonville: Insurance costs 7.95% more
- Lemont Furnace: Insurance costs 19.79% more
- Leon: Insurance costs 7.00% more
- Loyal: Insurance costs 2.42% less
- Meadowlakes: Insurance costs 34.57% more