Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Sharon, CT
We monitor insurance prices, helping the average driver in Sharon save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Sharon
The chart below shows the cheapest car insurance company in Sharon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Sharon Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| State Farm | $77 |
| Safeco Insurance | $78 |
| Travelers | $78 |
Savings for Every Kind of Sharon Driver
Based on our extensive insurance data, we know the average Sharon driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $552 per year by choosing the right vehicle insurance company. Some Sharon residents are paying out over $1,883 extra every year for auto insurance in Sharon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sharon, CT Savings / Yr. |
|---|---|
$552 |
|
$765 |
|
$531 |
|
$888 |
|
$2,089 |
|
$500 |
|
$841 |
Sharon Car Insurance vs. Connecticut
People living in Sharon pay an average of 2.67% less than the typical driver in the state. The average driver in Sharon can expect to pay about $1,290 per year, or $1,883 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Sharon for most people.
Car Insurance Prices by Sharon Neighborhood
Insurance Prices
Where is insurance cheapest within Sharon?
The map shows insurance prices in and around Sharon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $1,922 to a low of $1,858. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Sharon.Pick the Best Car Insurance Company for You in Sharon
The best car insurance provider for most drivers in Sharon
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $552 over the average Sharon car insurance company.
The best car insurance provider for Sharon drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $765 over the competition.
The best car insurance company for Sharon drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $531 better than other car insurance companies.
The best auto insurance for Sharon drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $888 less each year.
The least expensive car insurance company for new and young drivers in Sharon
In Sharon, State Farm costs young drivers $2,089 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sharon
State Farm gave the largest car insurance discounts to married couples, averaging $500 saved each year compared to an average Sharon couple's premiums.
The cheapest car insurance in Sharon for drivers with bad credit
The best Sharon car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Sharon, which was better than other insurers.
The cheapest large national provider in Sharon
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sharon driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sharon, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Sharon
What Influences the Cost of Car Insurance in Sharon?
On average, car insurance in Sharon is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sharon is 30 minutes, which is a little less than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sharon are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Sharon is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sharon is $107 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Ellsworth: Insurance costs 2.07% more
- West Woods: Insurance costs 0.58% more
- Amenia: Insurance costs 27.03% more
- Lime Rock: Insurance costs 0.48% less
- Lakeville: Insurance costs 0.16% less
- Millerton: Insurance costs 23.95% more
- West Cornwall: Insurance costs 0.42% less
- Wassaic: Insurance costs 25.65% more
- North Kent: Insurance costs 1.91% less
- Cornwall: Insurance costs 1.59% more
Cities with Similar Populations
- Beach Lake: Insurance costs 25.39% less
- Burnham: Insurance costs 34.52% less
- Cannelburg: Insurance costs 34.52% less
- Corning: Insurance costs 34.57% less
- Mammoth Spring: Insurance costs 9.56% less
- Wittenberg: Insurance costs 40.31% less
- Manchester: Insurance costs 7.33% more
- Moorhead: Insurance costs 4.78% less
- Mount Hermon: Insurance costs 63.41% more
- Moyie Springs: Insurance costs 38.56% less