Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Murfreesboro, AR
We monitor insurance prices, helping the average driver in Murfreesboro save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Murfreesboro
The chart below shows the cheapest car insurance company in Murfreesboro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Murfreesboro Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $53 |
| Farm Bureau | $55 |
| Geico | $57 |
| Jupiter | $58 |
Savings for Every Kind of Murfreesboro Driver
Based on our extensive insurance data, we know the average Murfreesboro driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $328 per year by choosing the right vehicle insurance company. Some Murfreesboro residents are paying out over $1,655 extra every year for auto insurance in Murfreesboro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Murfreesboro, AR Savings / Yr. |
|---|---|
$328 |
|
$580 |
|
$467 |
|
$719 |
|
$1,858 |
|
$329 |
|
$461 |
Murfreesboro Car Insurance vs. Arkansas
People living in Murfreesboro pay an average of 1.65% less than the typical driver in the state. The average driver in Murfreesboro can expect to pay about $896 per year, or $1,655 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Murfreesboro for most people.
Car Insurance Prices by Murfreesboro Neighborhood
Insurance Prices
Where is insurance cheapest within Murfreesboro?
The map shows insurance prices in and around Murfreesboro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $40 per year within the city boundaries, with insurance premiums ranging from a high of $1,677 to a low of $1,637. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Murfreesboro.Pick the Best Car Insurance Company for You in Murfreesboro
The best car insurance provider for most drivers in Murfreesboro
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $328 over the average Murfreesboro car insurance company.
The best car insurance provider for Murfreesboro drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $580 over the competition.
The best car insurance company for Murfreesboro drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $467 better than other car insurance companies.
The best auto insurance for Murfreesboro drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $719 less each year.
The least expensive car insurance company for new and young drivers in Murfreesboro
In Murfreesboro, Farm Bureau costs young drivers $1,858 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Murfreesboro
Farm Bureau gave the largest car insurance discounts to married couples, averaging $329 saved each year compared to an average Murfreesboro couple's premiums.
The cheapest car insurance in Murfreesboro for drivers with bad credit
The best Murfreesboro car insurance company for customer service
Nationwide was the best company for customer service in Murfreesboro according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Murfreesboro, which was better than other insurers.
The cheapest large national provider in Murfreesboro
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Murfreesboro driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Murfreesboro, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Murfreesboro
What Influences the Cost of Car Insurance in Murfreesboro?
On average, car insurance in Murfreesboro is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Murfreesboro is 32 minutes, which is about the national average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Murfreesboro are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Murfreesboro is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Murfreesboro is $75 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Moriah: Insurance costs 0.06% more
- Kimberley: Insurance costs 0.85% more
- Tokio: Insurance costs 0.97% less
- Roy: Insurance costs 0.54% less
- Nathan: Insurance costs 1.27% less
- North Bingen: Insurance costs 1.51% less
- Pisgah: Insurance costs 0.79% less
- Delight: Insurance costs 0.42% more
- McCaskill: Insurance costs 0.73% less
- Muddyfork: Insurance costs 0.24% less
Cities with Similar Populations
- Winnebago: Insurance costs 13.41% less
- Union City: Insurance costs 1.21% more
- Van Dyne: Insurance costs 36.07% less
- Wakefield: Insurance costs 79.21% more
- Waldo: Insurance costs 35.47% less
- Waterboro: Insurance costs 42.42% less
- Waverly: Insurance costs 11.12% less
- West Yellowstone: Insurance costs 3.14% less
- Winfield: Insurance costs 17.89% less
- Fort Deposit: Insurance costs 6.40% less