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Get Cheap Car Insurance in Waterboro, ME
We monitor insurance prices, helping the average driver in Waterboro save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Waterboro
The chart below shows the cheapest car insurance company in Waterboro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Waterboro Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Waterboro Driver
Based on our extensive insurance data, we know the average Waterboro driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $233 per year by choosing the right vehicle insurance company. Some Waterboro residents are paying out over $953 extra every year for auto insurance in Waterboro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waterboro, ME Savings / Yr. |
|---|---|
$233 |
|
$330 |
|
$299 |
|
$304 |
|
$968 |
|
$201 |
|
$425 |
Waterboro Car Insurance vs. Maine
People living in Waterboro pay an average of 0.74% more than the typical driver in the state. The average driver in Waterboro can expect to pay about $531 per year, or $953 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Waterboro for most people.
Car Insurance Prices by Waterboro Neighborhood
Insurance Prices
Where is insurance cheapest within Waterboro?
The map shows insurance prices in and around Waterboro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the city boundaries, with insurance premiums ranging from a high of $965 to a low of $937. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Waterboro.Pick the Best Car Insurance Company for You in Waterboro
The best car insurance provider for most drivers in Waterboro
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $233 over the average Waterboro car insurance company.
The best car insurance provider for Waterboro drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $330 over the competition.
The best car insurance company for Waterboro drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $299 better than other car insurance companies.
The best auto insurance for Waterboro drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $304 less each year.
The least expensive car insurance company for new and young drivers in Waterboro
In Waterboro, Concord Group Insurance costs young drivers $968 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waterboro
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $201 saved each year compared to an average Waterboro couple's premiums.
The cheapest car insurance in Waterboro for drivers with bad credit
The best Waterboro car insurance company for customer service
Recent price drops
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The cheapest large national provider in Waterboro
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Waterboro driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waterboro, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Waterboro
What Influences the Cost of Car Insurance in Waterboro?
On average, car insurance in Waterboro is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Waterboro is 42 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waterboro are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Waterboro has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Waterboro is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Alfred: Insurance costs 0.42% less
- East Waterboro: Insurance costs 0.42% less
- South Hollis: Insurance costs 1.26% less
- Shapleigh: Insurance costs 0.42% more
- North Shapleigh: Insurance costs 1.15% more
- Alfred: Insurance costs 0.21% less
- Alfred Mills: Insurance costs 1.57% less
- North Waterboro: Insurance costs 0.10% more
- Springvale: Insurance costs 1.05% more
- West Hollis: Insurance costs 1.57% less
Cities with Similar Populations
- Applegate: Insurance costs 202.83% more
- Winnebago: Insurance costs 50.37% more
- Tioga: Insurance costs 71.77% more
- Tahuya: Insurance costs 50.47% more
- Sunset: Insurance costs 72.19% more
- St. John: Insurance costs 55.61% more
- Lake Winnebago: Insurance costs 84.58% more
- Eureka: Insurance costs 173.03% more
- Dulzura: Insurance costs 111.44% more
- Dublin: Insurance costs 48.79% more