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Get Cheap Car Insurance in North Waterboro, ME
We monitor insurance prices, helping the average driver in North Waterboro save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in North Waterboro
The chart below shows the cheapest car insurance company in North Waterboro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| North Waterboro Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of North Waterboro Driver
Based on our extensive insurance data, we know the average North Waterboro driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $233 per year by choosing the right vehicle insurance company. Some North Waterboro residents are paying out over $954 extra every year for auto insurance in North Waterboro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Waterboro, ME Savings / Yr. |
|---|---|
$233 |
|
$331 |
|
$300 |
|
$305 |
|
$969 |
|
$202 |
|
$426 |
North Waterboro Car Insurance vs. Maine
People living in North Waterboro pay an average of 0.85% more than the typical driver in the state. The average driver in North Waterboro can expect to pay about $531 per year, or $954 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in North Waterboro for most people.
Car Insurance Prices by North Waterboro Neighborhood
Insurance Prices
Where is insurance cheapest within North Waterboro?
The map shows insurance prices in and around North Waterboro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $15 per year within the city boundaries, with insurance premiums ranging from a high of $965 to a low of $950. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of North Waterboro.Pick the Best Car Insurance Company for You in North Waterboro
The best car insurance provider for most drivers in North Waterboro
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $233 over the average North Waterboro car insurance company.
The best car insurance provider for North Waterboro drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $331 over the competition.
The best car insurance company for North Waterboro drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $300 better than other car insurance companies.
The best auto insurance for North Waterboro drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $305 less each year.
The least expensive car insurance company for new and young drivers in North Waterboro
In North Waterboro, Concord Group Insurance costs young drivers $969 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Waterboro
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $202 saved each year compared to an average North Waterboro couple's premiums.
The cheapest car insurance in North Waterboro for drivers with bad credit
The best North Waterboro car insurance company for customer service
Nationwide was the best company for customer service in North Waterboro according to the NAIC.
Recent price drops
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The cheapest large national provider in North Waterboro
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Waterboro driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Waterboro, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around North Waterboro
What Influences the Cost of Car Insurance in North Waterboro?
On average, car insurance in North Waterboro is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Waterboro is 45 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Waterboro are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- North Waterboro is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Waterboro is $44 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Limerick: Insurance costs 0.52% less
- East Waterboro: Insurance costs 0.52% less
- West Hollis: Insurance costs 1.68% less
- Hollis Center: Insurance costs 1.57% less
- Limington: Insurance costs 0.73% more
- Waterboro: Insurance costs 0.10% less
- Perrys Corner: Insurance costs the same
- North Shapleigh: Insurance costs 1.05% more
- Newfield: Insurance costs 1.05% more
- South Hollis: Insurance costs 1.36% less
Cities with Similar Populations
- Edgewood: Insurance costs 51.99% more
- Milan: Insurance costs 50.94% more
- Lone Oak: Insurance costs 72.33% more
- Winfield: Insurance costs 32.81% more
- Kingsbury: Insurance costs 68.66% more
- Guin: Insurance costs 59.33% more
- Granite Falls: Insurance costs 61.64% more
- Gosnell: Insurance costs 77.15% more
- Fontana-on-Geneva Lake: Insurance costs 17.51% more
- Fe Warren Afb: Insurance costs 62.79% more