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Get Cheap Car Insurance in Myrtle Point, OR
We monitor insurance prices, helping the average driver in Myrtle Point save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Myrtle Point
The chart below shows the cheapest car insurance company in Myrtle Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Myrtle Point Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $60 |
| Country Financial | $67 |
| Travelers | $69 |
Savings for Every Kind of Myrtle Point Driver
Based on our extensive insurance data, we know the average Myrtle Point driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $445 per year by choosing the right vehicle insurance company. Some Myrtle Point residents are paying out over $1,400 extra every year for auto insurance in Myrtle Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Myrtle Point, OR Savings / Yr. |
|---|---|
$445 |
|
$662 |
|
$539 |
|
$606 |
|
$1,609 |
|
$434 |
|
$518 |
Myrtle Point Car Insurance vs. Oregon
People living in Myrtle Point pay an average of 7.18% less than the typical driver in the state. The average driver in Myrtle Point can expect to pay about $1,080 per year, or $1,400 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Myrtle Point for most people.
Car Insurance Prices by Myrtle Point Neighborhood
Insurance Prices
Where is insurance cheapest within Myrtle Point?
The map shows insurance prices in and around Myrtle Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $87 per year within the city boundaries, with insurance premiums ranging from a high of $1,452 to a low of $1,365. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Myrtle Point.Pick the Best Car Insurance Company for You in Myrtle Point
The best car insurance provider for most drivers in Myrtle Point
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $445 over the average Myrtle Point car insurance company.
The best car insurance provider for Myrtle Point drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $662 over the competition.
The best car insurance company for Myrtle Point drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $539 better than other car insurance companies.
The best auto insurance for Myrtle Point drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $606 less each year.
The least expensive car insurance company for new and young drivers in Myrtle Point
In Myrtle Point, Country Financial costs young drivers $1,609 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Myrtle Point
State Farm gave the largest car insurance discounts to married couples, averaging $434 saved each year compared to an average Myrtle Point couple's premiums.
The cheapest car insurance in Myrtle Point for drivers with bad credit
The best Myrtle Point car insurance company for customer service
Nationwide was the best company for customer service in Myrtle Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Myrtle Point
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Myrtle Point driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Myrtle Point, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Myrtle Point
What Influences the Cost of Car Insurance in Myrtle Point?
On average, car insurance in Myrtle Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Myrtle Point are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Myrtle Point has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Myrtle Point is $90 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gravelford: Insurance costs 3.43% more
- Broadbent: Insurance costs 1.07% less
- Gaylord: Insurance costs 0.43% less
- Coquille: Insurance costs 1.29% more
- Bridge: Insurance costs 0.29% more
- Riverton: Insurance costs 1.07% more
- McKinley: Insurance costs 0.79% more
- Dora: Insurance costs 3.57% more
- Bancroft: Insurance costs 0.50% less
- Dew Valley: Insurance costs 0.36% less
Cities with Similar Populations
- Grafton: Insurance costs 1.79% less
- Freeville: Insurance costs 46.29% more
- Jay: Insurance costs 30.71% less
- Jefferson: Insurance costs 14.14% less
- Jefferson: Insurance costs 7.36% more
- Jefferson: Insurance costs 14.36% less
- Narcoossee: Insurance costs 80.14% more
- Muttontown: Insurance costs 95.43% more
- Big Bend: Insurance costs 22.00% less
- Big Lake: Insurance costs 4.64% more