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Get Cheap Car Insurance in Muttontown, NY
We monitor insurance prices, helping the average driver in Muttontown save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Muttontown
The chart below shows the cheapest car insurance company in Muttontown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Muttontown Insurer | Monthly Cost |
|---|---|
| Kemper | $101 |
| Plymouth Rock Assurance | $134 |
| Safeco Insurance | $144 |
| Geico | $150 |
Savings for Every Kind of Muttontown Driver
Based on our extensive insurance data, we know the average Muttontown driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $816 per year by choosing the right vehicle insurance company. Some Muttontown residents are paying out over $2,736 extra every year for auto insurance in Muttontown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Muttontown, NY Savings / Yr. |
|---|---|
$816 |
|
$520 |
|
$1,039 |
|
$1,052 |
|
$2,576 |
|
$862 |
|
$1,373 |
Muttontown Car Insurance vs. New York
People living in Muttontown pay an average of 12.82% more than the typical driver in the state. The average driver in Muttontown can expect to pay about $1,985 per year, or $2,736 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Muttontown for most people.
Car Insurance Prices by Muttontown Neighborhood
Insurance Prices
Where is insurance cheapest within Muttontown?
The map shows insurance prices in and around Muttontown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $278 per year within the city boundaries, with insurance premiums ranging from a high of $2,795 to a low of $2,517. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Muttontown.Pick the Best Car Insurance Company for You in Muttontown
The best car insurance provider for most drivers in Muttontown
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $816 over the average Muttontown car insurance company.
The best car insurance provider for Muttontown drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $520 over the competition.
The best car insurance company for Muttontown drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,039 better than other car insurance companies.
The best auto insurance for Muttontown drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,052 less each year.
The least expensive car insurance company for new and young drivers in Muttontown
In Muttontown, Progressive costs young drivers $2,576 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Muttontown
Progressive gave the largest car insurance discounts to married couples, averaging $862 saved each year compared to an average Muttontown couple's premiums.
The cheapest car insurance in Muttontown for drivers with bad credit
The best Muttontown car insurance company for customer service
Nationwide was the best company for customer service in Muttontown according to the NAIC.
Recent price drops
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The cheapest large national provider in Muttontown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Muttontown driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Muttontown, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Muttontown
What Influences the Cost of Car Insurance in Muttontown?
On average, car insurance in Muttontown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Muttontown is 51 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Muttontown are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Muttontown is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Muttontown is $165 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Syosset: Insurance costs 0.33% more
- East Norwich: Insurance costs 3.65% less
- Jericho: Insurance costs 1.83% more
- Upper Brookville: Insurance costs 4.82% less
- Brookville: Insurance costs 2.56% less
- Oyster Bay Cove: Insurance costs 3.84% less
- Oyster Bay: Insurance costs 3.29% less
- Woodbury: Insurance costs 0.11% more
- Laurel Hollow: Insurance costs 0.62% less
- Plainview: Insurance costs 0.66% less
Cities with Similar Populations
- Delhi: Insurance costs 9.80% more
- Bechtelsville: Insurance costs 49.89% less
- Eagle Creek: Insurance costs 41.45% less
- Bell: Insurance costs 12.72% less
- Howey-in-the-Hills: Insurance costs 12.28% less
- Belleair: Insurance costs 1.24% more
- Bellevue: Insurance costs 55.12% less
- Beloit: Insurance costs 43.90% less
- Belzoni: Insurance costs 34.54% less
- Indian Head Park: Insurance costs 42.21% less