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Get Cheap Car Insurance in Woodbury, NY
We monitor insurance prices, helping the average driver in Woodbury save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Woodbury
The chart below shows the cheapest car insurance company in Woodbury for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Woodbury Insurer | Monthly Cost |
|---|---|
| Kemper | $101 |
| Plymouth Rock Assurance | $134 |
| Safeco Insurance | $144 |
| Geico | $151 |
Savings for Every Kind of Woodbury Driver
Based on our extensive insurance data, we know the average Woodbury driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $817 per year by choosing the right vehicle insurance company. Some Woodbury residents are paying out over $2,739 extra every year for auto insurance in Woodbury. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Woodbury, NY Savings / Yr. |
|---|---|
$817 |
|
$521 |
|
$1,040 |
|
$1,053 |
|
$2,579 |
|
$863 |
|
$1,375 |
Woodbury Car Insurance vs. New York
People living in Woodbury pay an average of 12.96% more than the typical driver in the state. The average driver in Woodbury can expect to pay about $1,987 per year, or $2,739 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Woodbury for most people.
Car Insurance Prices by Woodbury Neighborhood
Insurance Prices
Where is insurance cheapest within Woodbury?
The map shows insurance prices in and around Woodbury, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $193 per year within the city boundaries, with insurance premiums ranging from a high of $2,854 to a low of $2,661. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Woodbury.Pick the Best Car Insurance Company for You in Woodbury
The best car insurance provider for most drivers in Woodbury
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $817 over the average Woodbury car insurance company.
The best car insurance provider for Woodbury drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $521 over the competition.
The best car insurance company for Woodbury drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,040 better than other car insurance companies.
The best auto insurance for Woodbury drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,053 less each year.
The least expensive car insurance company for new and young drivers in Woodbury
In Woodbury, Progressive costs young drivers $2,579 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Woodbury
Progressive gave the largest car insurance discounts to married couples, averaging $863 saved each year compared to an average Woodbury couple's premiums.
The cheapest car insurance in Woodbury for drivers with bad credit
The best Woodbury car insurance company for customer service
Recent price drops
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The cheapest large national provider in Woodbury
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Woodbury driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Woodbury, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Woodbury
What Influences the Cost of Car Insurance in Woodbury?
On average, car insurance in Woodbury is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Woodbury is 50 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Woodbury are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Woodbury is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Woodbury is $166 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Syosset: Insurance costs 0.22% more
- Plainview: Insurance costs 0.77% less
- Laurel Hollow: Insurance costs 0.73% less
- Muttontown: Insurance costs 0.11% less
- Oyster Bay Cove: Insurance costs 3.94% less
- Old Bethpage: Insurance costs 3.69% less
- Cold Spring Harbor: Insurance costs 3.83% less
- South Huntington: Insurance costs 3.10% less
- Huntington Station: Insurance costs 3.87% more
- Melville: Insurance costs 4.34% less
Cities with Similar Populations
- Saluda: Insurance costs 39.47% less
- Rutland: Insurance costs 44.76% less
- Rye Brook: Insurance costs 0.51% less
- Saks: Insurance costs 40.53% less
- Salado: Insurance costs 42.24% less
- Salem: Insurance costs 43.99% less
- Salem: Insurance costs 47.68% less
- Salem: Insurance costs 33.52% less
- Salem: Insurance costs 30.08% less
- Salem: Insurance costs 47.68% less