Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Old Bethpage, NY
We monitor insurance prices, helping the average driver in Old Bethpage save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Old Bethpage
The chart below shows the cheapest car insurance company in Old Bethpage for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Old Bethpage Insurer | Monthly Cost |
|---|---|
| Kemper | $97 |
| Plymouth Rock Assurance | $129 |
| Safeco Insurance | $139 |
| Geico | $145 |
Savings for Every Kind of Old Bethpage Driver
Based on our extensive insurance data, we know the average Old Bethpage driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $786 per year by choosing the right vehicle insurance company. Some Old Bethpage residents are paying out over $2,638 extra every year for auto insurance in Old Bethpage. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Bethpage, NY Savings / Yr. |
|---|---|
$786 |
|
$501 |
|
$1,002 |
|
$1,014 |
|
$2,483 |
|
$831 |
|
$1,324 |
Old Bethpage Car Insurance vs. New York
People living in Old Bethpage pay an average of 8.78% more than the typical driver in the state. The average driver in Old Bethpage can expect to pay about $1,913 per year, or $2,638 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Old Bethpage for most people.
Car Insurance Prices by Old Bethpage Neighborhood
Insurance Prices
Where is insurance cheapest within Old Bethpage?
The map shows insurance prices in and around Old Bethpage, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $302 per year within the city boundaries, with insurance premiums ranging from a high of $2,773 to a low of $2,471. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Old Bethpage.Pick the Best Car Insurance Company for You in Old Bethpage
The best car insurance provider for most drivers in Old Bethpage
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $786 over the average Old Bethpage car insurance company.
The best car insurance provider for Old Bethpage drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $501 over the competition.
The best car insurance company for Old Bethpage drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,002 better than other car insurance companies.
The best auto insurance for Old Bethpage drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,014 less each year.
The least expensive car insurance company for new and young drivers in Old Bethpage
In Old Bethpage, Progressive costs young drivers $2,483 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Bethpage
Progressive gave the largest car insurance discounts to married couples, averaging $831 saved each year compared to an average Old Bethpage couple's premiums.
The cheapest car insurance in Old Bethpage for drivers with bad credit
The best Old Bethpage car insurance company for customer service
Nationwide was the best company for customer service in Old Bethpage according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Old Bethpage, which was better than other insurers.
The cheapest large national provider in Old Bethpage
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Old Bethpage driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Bethpage, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Old Bethpage
What Influences the Cost of Car Insurance in Old Bethpage?
On average, car insurance in Old Bethpage is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Bethpage is 45 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Bethpage are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Old Bethpage is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Bethpage is $159 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Plainview: Insurance costs 3.03% more
- Bethpage: Insurance costs 1.06% more
- Farmingdale: Insurance costs 1.90% more
- East Farmingdale: Insurance costs 6.29% more
- Melville: Insurance costs 0.68% less
- Plainedge: Insurance costs 0.27% more
- South Farmingdale: Insurance costs 1.06% more
- Woodbury: Insurance costs 3.83% more
- Hicksville: Insurance costs 7.24% more
- Syosset: Insurance costs 4.06% more
Cities with Similar Populations
- Pipe Creek: Insurance costs 37.34% less
- Point Pleasant Beach: Insurance costs 34.27% less
- Pocomoke City: Insurance costs 28.66% less
- Plymouth: Insurance costs 47.57% less
- Plymouth: Insurance costs 51.55% less
- Pleasant View: Insurance costs 47.50% less
- Plainsboro: Insurance costs 28.81% less
- Plainfield: Insurance costs 28.24% less
- Plainedge: Insurance costs 0.27% more
- Plain City: Insurance costs 47.65% less