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Get Cheap Car Insurance in Plainedge, NY
We monitor insurance prices, helping the average driver in Plainedge save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Plainedge
The chart below shows the cheapest car insurance company in Plainedge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Plainedge Insurer | Monthly Cost |
|---|---|
| Kemper | $97 |
| Plymouth Rock Assurance | $129 |
| Safeco Insurance | $139 |
| Geico | $145 |
Savings for Every Kind of Plainedge Driver
Based on our extensive insurance data, we know the average Plainedge driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $788 per year by choosing the right vehicle insurance company. Some Plainedge residents are paying out over $2,645 extra every year for auto insurance in Plainedge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plainedge, NY Savings / Yr. |
|---|---|
$788 |
|
$503 |
|
$1,004 |
|
$1,016 |
|
$2,490 |
|
$833 |
|
$1,327 |
Plainedge Car Insurance vs. New York
People living in Plainedge pay an average of 9.05% more than the typical driver in the state. The average driver in Plainedge can expect to pay about $1,918 per year, or $2,645 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Plainedge for most people.
Car Insurance Prices by Plainedge Neighborhood
Insurance Prices
Where is insurance cheapest within Plainedge?
The map shows insurance prices in and around Plainedge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $471 per year within the city boundaries, with insurance premiums ranging from a high of $2,900 to a low of $2,429. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Plainedge.Pick the Best Car Insurance Company for You in Plainedge
The best car insurance provider for most drivers in Plainedge
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $788 over the average Plainedge car insurance company.
The best car insurance provider for Plainedge drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $503 over the competition.
The best car insurance company for Plainedge drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,004 better than other car insurance companies.
The best auto insurance for Plainedge drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,016 less each year.
The least expensive car insurance company for new and young drivers in Plainedge
In Plainedge, Progressive costs young drivers $2,490 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plainedge
Progressive gave the largest car insurance discounts to married couples, averaging $833 saved each year compared to an average Plainedge couple's premiums.
The cheapest car insurance in Plainedge for drivers with bad credit
The best Plainedge car insurance company for customer service
Recent price drops
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The cheapest large national provider in Plainedge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plainedge driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plainedge, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Plainedge
What Influences the Cost of Car Insurance in Plainedge?
On average, car insurance in Plainedge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plainedge is 41 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plainedge are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Plainedge is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plainedge is $160 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bethpage: Insurance costs 0.79% more
- North Massapequa: Insurance costs 0.76% less
- Farmingdale: Insurance costs 1.63% more
- South Farmingdale: Insurance costs 0.79% more
- Levittown: Insurance costs 2.80% more
- North Wantagh: Insurance costs 1.51% more
- East Farmingdale: Insurance costs 6.01% more
- Old Bethpage: Insurance costs 0.26% less
- Massapequa Park: Insurance costs the same
- Hicksville: Insurance costs 6.96% more
Cities with Similar Populations
- Cold Spring: Insurance costs 39.96% less
- Dover: Insurance costs 38.00% less
- Dillon: Insurance costs 29.75% less
- Diboll: Insurance costs 37.62% less
- Deville: Insurance costs 14.78% more
- Crystal City: Insurance costs 32.44% less
- Crockett: Insurance costs 35.61% less
- Connell: Insurance costs 48.92% less
- Concordia: Insurance costs 41.55% less
- Colville: Insurance costs 49.57% less