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Get Cheap Car Insurance in Jericho, NY
We monitor insurance prices, helping the average driver in Jericho save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Jericho
The chart below shows the cheapest car insurance company in Jericho for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Jericho Insurer | Monthly Cost |
|---|---|
| Kemper | $103 |
| Plymouth Rock Assurance | $136 |
| Safeco Insurance | $147 |
| Geico | $153 |
Savings for Every Kind of Jericho Driver
Based on our extensive insurance data, we know the average Jericho driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $831 per year by choosing the right vehicle insurance company. Some Jericho residents are paying out over $2,786 extra every year for auto insurance in Jericho. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jericho, NY Savings / Yr. |
|---|---|
$831 |
|
$530 |
|
$1,058 |
|
$1,071 |
|
$2,623 |
|
$878 |
|
$1,398 |
Jericho Car Insurance vs. New York
People living in Jericho pay an average of 14.89% more than the typical driver in the state. The average driver in Jericho can expect to pay about $2,021 per year, or $2,786 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Jericho for most people.
Car Insurance Prices by Jericho Neighborhood
Insurance Prices
Where is insurance cheapest within Jericho?
The map shows insurance prices in and around Jericho, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $238 per year within the city boundaries, with insurance premiums ranging from a high of $2,894 to a low of $2,656. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Jericho.Pick the Best Car Insurance Company for You in Jericho
The best car insurance provider for most drivers in Jericho
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $831 over the average Jericho car insurance company.
The best car insurance provider for Jericho drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $530 over the competition.
The best car insurance company for Jericho drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,058 better than other car insurance companies.
The best auto insurance for Jericho drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,071 less each year.
The least expensive car insurance company for new and young drivers in Jericho
In Jericho, Progressive costs young drivers $2,623 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jericho
Progressive gave the largest car insurance discounts to married couples, averaging $878 saved each year compared to an average Jericho couple's premiums.
The cheapest car insurance in Jericho for drivers with bad credit
The best Jericho car insurance company for customer service
Recent price drops
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The cheapest large national provider in Jericho
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Jericho driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jericho, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Jericho
What Influences the Cost of Car Insurance in Jericho?
On average, car insurance in Jericho is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jericho is 51 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jericho are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Jericho is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jericho is $168 per month for minimum coverage and $232 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hicksville: Insurance costs 1.54% more
- Muttontown: Insurance costs 1.79% less
- Syosset: Insurance costs 1.47% less
- New Cassel: Insurance costs 13.50% more
- Brookville: Insurance costs 4.31% less
- Plainview: Insurance costs 2.44% less
- Salisbury: Insurance costs 2.58% more
- Old Westbury: Insurance costs 1.51% less
- Westbury: Insurance costs 5.92% more
- Woodbury: Insurance costs 1.69% less
Cities with Similar Populations
- Thief River Falls: Insurance costs 43.75% less
- Eufaula: Insurance costs 45.44% less
- Evanston: Insurance costs 45.76% less
- Excelsior Springs: Insurance costs 35.93% less
- Fairless Hills: Insurance costs 49.50% less
- Farmington: Insurance costs 12.13% more
- Farmington: Insurance costs 27.21% less
- Farmville: Insurance costs 56.68% less
- Fayetteville: Insurance costs 20.89% less
- Fort Bragg: Insurance costs 33.02% less