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Get Cheap Car Insurance in Fayetteville, NY
We monitor insurance prices, helping the average driver in Fayetteville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Fayetteville
The chart below shows the cheapest car insurance company in Fayetteville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Fayetteville Insurer | Monthly Cost |
|---|---|
| Kemper | $81 |
| Plymouth Rock Assurance | $108 |
| Safeco Insurance | $116 |
| Geico | $121 |
Savings for Every Kind of Fayetteville Driver
Based on our extensive insurance data, we know the average Fayetteville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $657 per year by choosing the right vehicle insurance company. Some Fayetteville residents are paying out over $2,204 extra every year for auto insurance in Fayetteville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fayetteville, NY Savings / Yr. |
|---|---|
$657 |
|
$419 |
|
$837 |
|
$847 |
|
$2,075 |
|
$694 |
|
$1,106 |
Fayetteville Car Insurance vs. New York
People living in Fayetteville pay an average of 9.12% less than the typical driver in the state. The average driver in Fayetteville can expect to pay about $1,599 per year, or $2,204 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Fayetteville for most people.
Car Insurance Prices by Fayetteville Neighborhood
Insurance Prices
Where is insurance cheapest within Fayetteville?
The map shows insurance prices in and around Fayetteville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $376 per year within the city boundaries, with insurance premiums ranging from a high of $2,411 to a low of $2,035. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Fayetteville.Pick the Best Car Insurance Company for You in Fayetteville
The best car insurance provider for most drivers in Fayetteville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $657 over the average Fayetteville car insurance company.
The best car insurance provider for Fayetteville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $419 over the competition.
The best car insurance company for Fayetteville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $837 better than other car insurance companies.
The best auto insurance for Fayetteville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $847 less each year.
The least expensive car insurance company for new and young drivers in Fayetteville
In Fayetteville, Progressive costs young drivers $2,075 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fayetteville
Progressive gave the largest car insurance discounts to married couples, averaging $694 saved each year compared to an average Fayetteville couple's premiums.
The cheapest car insurance in Fayetteville for drivers with bad credit
The best Fayetteville car insurance company for customer service
Nationwide was the best company for customer service in Fayetteville according to the NAIC.
Recent price drops
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The cheapest large national provider in Fayetteville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fayetteville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fayetteville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Fayetteville
What Influences the Cost of Car Insurance in Fayetteville?
On average, car insurance in Fayetteville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fayetteville is 25 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 20 to 21 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fayetteville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Fayetteville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fayetteville is $133 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eagle Village: Insurance costs 7.89% less
- Manlius: Insurance costs 0.23% less
- Minoa: Insurance costs 3.90% less
- East Syracuse: Insurance costs 2.50% less
- North Manlius: Insurance costs 4.13% less
- Jamesville: Insurance costs 2.50% more
- Sentinel Heights: Insurance costs 5.44% less
- Kirkville: Insurance costs 5.40% less
- Watervale: Insurance costs 6.81% less
- Lyncourt: Insurance costs 1.59% more
Cities with Similar Populations
- Winston: Insurance costs 16.24% less
- Bay St. Louis: Insurance costs 20.92% less
- Beatrice: Insurance costs 36.93% less
- Bennington: Insurance costs 46.37% less
- Benton: Insurance costs 26.77% more
- Bessemer City: Insurance costs 43.33% less
- Blanchard: Insurance costs 20.74% less
- Blue Ash: Insurance costs 49.46% less
- Bluffton: Insurance costs 47.50% less
- Borger: Insurance costs 13.29% less