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Get Cheap Car Insurance in New Hartford, MN
We monitor insurance prices, helping the average driver in New Hartford save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in New Hartford
The chart below shows the cheapest car insurance company in New Hartford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| New Hartford Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $55 |
| Kemper | $58 |
| American Family Insurance | $58 |
Savings for Every Kind of New Hartford Driver
Based on our extensive insurance data, we know the average New Hartford driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some New Hartford residents are paying out over $1,553 extra every year for auto insurance in New Hartford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Hartford, MN Savings / Yr. |
|---|---|
$418 |
|
$526 |
|
$339 |
|
$688 |
|
$1,179 |
|
$349 |
|
$918 |
New Hartford Car Insurance vs. Minnesota
People living in New Hartford pay an average of 3.27% less than the typical driver in the state. The average driver in New Hartford can expect to pay about $804 per year, or $1,553 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in New Hartford for most people.
Car Insurance Prices by New Hartford Neighborhood
Insurance Prices
Where is insurance cheapest within New Hartford?
The map shows insurance prices in and around New Hartford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $1,564 to a low of $1,543. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of New Hartford.Pick the Best Car Insurance Company for You in New Hartford
The best car insurance provider for most drivers in New Hartford
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $418 over the average New Hartford car insurance company.
The best car insurance provider for New Hartford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $526 over the competition.
The best car insurance company for New Hartford drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $339 better than other car insurance companies.
The best auto insurance for New Hartford drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $688 less each year.
The least expensive car insurance company for new and young drivers in New Hartford
In New Hartford, State Farm costs young drivers $1,179 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Hartford
State Farm gave the largest car insurance discounts to married couples, averaging $349 saved each year compared to an average New Hartford couple's premiums.
The cheapest car insurance in New Hartford for drivers with bad credit
The best New Hartford car insurance company for customer service
Nationwide was the best company for customer service in New Hartford according to the NAIC.
Recent price drops
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The cheapest large national provider in New Hartford
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average New Hartford driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Hartford, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around New Hartford
What Influences the Cost of Car Insurance in New Hartford?
On average, car insurance in New Hartford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in New Hartford is 29 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Hartford are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- New Hartford has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in New Hartford is $67 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Nodine: Insurance costs 0.64% more
- Dakota: Insurance costs 0.26% more
- Ridgeway: Insurance costs 0.39% more
- Pickwick: Insurance costs 0.71% more
- Money Creek: Insurance costs 0.64% more
- La Crescent: Insurance costs 0.52% less
- Houston: Insurance costs 0.06% more
- Witoka: Insurance costs 0.13% less
- Lamoille: Insurance costs 0.32% more
- Hokah: Insurance costs 0.52% less
Cities with Similar Populations
- The Ridge: Insurance costs 21.76% less
- East Buckfield: Insurance costs 37.54% less
- East Enosburg: Insurance costs 22.99% less
- East Honesdale: Insurance costs 9.85% less
- East Hope: Insurance costs 24.86% less
- East Lexington: Insurance costs 26.46% less
- Ellaville: Insurance costs 54.15% more
- Faceville: Insurance costs 2.83% more
- Falmouth: Insurance costs 21.70% less
- Federal Dam: Insurance costs 6.37% more