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Get Cheap Car Insurance in New Rome, WI

We monitor insurance prices, helping the average driver in New Rome save up to 27.7% on car insurance.

 

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The Cheapest Minimum Coverage in New Rome

The chart below shows the cheapest car insurance company in New Rome for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.

 
New Rome Insurer Monthly Cost
State Farm $41
American Family Insurance $42
Erie Insurance $43
Kemper $45

Savings for Every Kind of New Rome Driver

The table shows how much the average auto insurance customer in New Rome might save by following our recommendations.

Based on our extensive insurance data, we know the average New Rome driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $212 per year by choosing the right vehicle insurance company. Some New Rome residents are paying out over $1,142 extra every year for auto insurance in New Rome. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
New Rome, WI Savings / Yr.
Drivers with good records
$212
Drivers with accidents
$437
Drivers with speeding tickets
$270
Drivers with a DUI conviction
$392
Young drivers
$907
Married drivers
$165
Drivers with bad credit
$623

New Rome Car Insurance vs. Wisconsin

People living in New Rome pay an average of 0.04% more than the typical driver in the state. The average driver in New Rome can expect to pay about $575 per year, or $1,142 for full coverage.

Based on our analysis, West Bend will be the cheapest provider in New Rome for most people.

Car Insurance Prices by New Rome Neighborhood

New Rome, WI map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within New Rome?

The map shows insurance prices in and around New Rome, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $20 per year within the city boundaries, with insurance premiums ranging from a high of $1,152 to a low of $1,132. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of New Rome.

Pick the Best Car Insurance Company for You in New Rome

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the New Rome insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in New Rome

For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $212 over the average New Rome car insurance company.

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We use the average good driver, paying $78 per month, as our baseline for pricing in New Rome. State Farm, Geico, and West Bend are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for New Rome drivers with accidents on their records

In New Rome getting into an accident will raise premiums an average 34% for a yearly cost of $1,724. That's $581 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Erie Insurance, and Novo are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $437 over the competition.

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The best car insurance company for New Rome drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $270 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In New Rome, tickets raise premiums on new quotes about $318. If you have a speeding ticket, we recommend State Farm, Erie Insurance, and Novo for savings that beat the average insurance cost of $1,461 per year.

The best auto insurance for New Rome drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,766 per year in auto insurance premiums, which was $623 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $392 less each year.

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The least expensive car insurance company for new and young drivers in New Rome

In New Rome, Erie Insurance costs young drivers $907 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in New Rome. With an average cost of $3,649 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Erie Insurance, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in New Rome

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $67. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in New Rome.

Progressive gave the largest car insurance discounts to married couples, averaging $165 saved each year compared to an average New Rome couple's premiums.

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The cheapest car insurance in New Rome for drivers with bad credit

People with poor credit saved an average of $623 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,105 every year. Premiums for people with poor credit were about $2,248 in New Rome. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Clearcover.

The best New Rome car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In New Rome, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in New Rome.

Nationwide was the best company for customer service in New Rome according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in New Rome, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in New Rome. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in New Rome

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 7.7% of New Rome residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average New Rome driver can expect to pay about $80 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Rome, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.
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Auto Insurance Prices in and Around New Rome

What Influences the Cost of Car Insurance in New Rome?

On average, car insurance in New Rome is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in New Rome is 38 minutes, which is far more than average for a driver in the state.
  • Wisconsin state insurance regulations may allow for lower prices.
  • An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in New Rome are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • New Rome is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in New Rome is $48 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average New Rome driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central New Rome with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.