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Get Cheap Car Insurance in New Waterford, OH
We monitor insurance prices, helping the average driver in New Waterford save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in New Waterford
The chart below shows the cheapest car insurance company in New Waterford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| New Waterford Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of New Waterford Driver
Based on our extensive insurance data, we know the average New Waterford driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $291 per year by choosing the right vehicle insurance company. Some New Waterford residents are paying out over $1,103 extra every year for auto insurance in New Waterford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Waterford, OH Savings / Yr. |
|---|---|
$291 |
|
$495 |
|
$419 |
|
$447 |
|
$1,070 |
|
$304 |
|
$427 |
New Waterford Car Insurance vs. Ohio
People living in New Waterford pay an average of 1.91% less than the typical driver in the state. The average driver in New Waterford can expect to pay about $744 per year, or $1,103 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in New Waterford for most people.
Car Insurance Prices by New Waterford Neighborhood
Insurance Prices
Where is insurance cheapest within New Waterford?
The map shows insurance prices in and around New Waterford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,129 to a low of $1,085. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of New Waterford.Pick the Best Car Insurance Company for You in New Waterford
The best car insurance provider for most drivers in New Waterford
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $291 over the average New Waterford car insurance company.
The best car insurance provider for New Waterford drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $495 over the competition.
The best car insurance company for New Waterford drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $419 better than other car insurance companies.
The best auto insurance for New Waterford drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $447 less each year.
The least expensive car insurance company for new and young drivers in New Waterford
In New Waterford, Geico costs young drivers $1,070 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Waterford
State Farm gave the largest car insurance discounts to married couples, averaging $304 saved each year compared to an average New Waterford couple's premiums.
The cheapest car insurance in New Waterford for drivers with bad credit
The best New Waterford car insurance company for customer service
Nationwide was the best company for customer service in New Waterford according to the NAIC.
Recent price drops
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The cheapest large national provider in New Waterford
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average New Waterford driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Waterford, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around New Waterford
What Influences the Cost of Car Insurance in New Waterford?
On average, car insurance in New Waterford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in New Waterford is 32 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Waterford are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- New Waterford has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in New Waterford is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Middleton: Insurance costs 1.09% less
- Unity: Insurance costs 0.73% more
- East Palestine: Insurance costs 0.27% more
- Signal: Insurance costs 0.09% less
- Columbiana: Insurance costs 1.54% less
- Rogers: Insurance costs 1.00% more
- New Springfield: Insurance costs 0.91% less
- Negley: Insurance costs 0.09% more
- Elkton: Insurance costs 0.18% less
- Petersburg: Insurance costs 3.08% less
Cities with Similar Populations
- Yale: Insurance costs 171.17% more
- Seymour: Insurance costs 57.48% more
- Spencer: Insurance costs 86.40% more
- Thayer: Insurance costs 61.83% more
- Wedgefield: Insurance costs 59.47% more
- Wedowee: Insurance costs 37.72% more
- Moriches: Insurance costs 135.81% more
- Wellfleet: Insurance costs 34.54% more
- Bahama: Insurance costs 13.51% more
- Willard: Insurance costs 15.96% more