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Get Cheap Car Insurance in Newbury, MA
We monitor insurance prices, helping the average driver in Newbury save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Newbury
The chart below shows the cheapest car insurance company in Newbury for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Newbury Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $38 |
| Geico | $41 |
| Midvale Home & Auto | $48 |
| Travelers | $61 |
Savings for Every Kind of Newbury Driver
Based on our extensive insurance data, we know the average Newbury driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $524 per year by choosing the right vehicle insurance company. Some Newbury residents are paying out over $1,532 extra every year for auto insurance in Newbury. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newbury, MA Savings / Yr. |
|---|---|
$524 |
|
$780 |
|
$648 |
|
$860 |
|
$1,897 |
|
$0 |
|
$0 |
Newbury Car Insurance vs. Massachusetts
People living in Newbury pay an average of 1.33% less than the typical driver in the state. The average driver in Newbury can expect to pay about $658 per year, or $1,532 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Newbury for most people.
Car Insurance Prices by Newbury Neighborhood
Insurance Prices
Where is insurance cheapest within Newbury?
The map shows insurance prices in and around Newbury, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $113 per year within the city boundaries, with insurance premiums ranging from a high of $1,634 to a low of $1,521. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of Newbury.Pick the Best Car Insurance Company for You in Newbury
The best car insurance provider for most drivers in Newbury
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $524 over the average Newbury car insurance company.
The best car insurance provider for Newbury drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $780 over the competition.
The best car insurance company for Newbury drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $648 better than other car insurance companies.
The best auto insurance for Newbury drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $860 less each year.
The least expensive car insurance company for new and young drivers in Newbury
In Newbury, State Farm costs young drivers $1,897 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newbury
The cheapest car insurance in Newbury for drivers with bad credit
The best Newbury car insurance company for customer service
Recent price drops
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The cheapest large national provider in Newbury
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Newbury driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newbury, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Newbury
What Influences the Cost of Car Insurance in Newbury?
On average, car insurance in Newbury is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Newbury is 35 minutes, which is a little less than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Newbury is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Newbury is $55 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Plum Island: Insurance costs 2.42% more
- Newburyport: Insurance costs 5.09% more
- Salisbury: Insurance costs 3.72% more
- Byfield: Insurance costs 0.52% less
- Rowley: Insurance costs 0.07% less
- Seabrook: Insurance costs 19.13% less
- Amesbury Town: Insurance costs 4.18% more
- West Newbury: Insurance costs the same
- Ipswich: Insurance costs 0.59% more
- Amesbury: Insurance costs 2.35% more
Cities with Similar Populations
- Rienzi: Insurance costs 5.42% more
- Kittitas: Insurance costs 14.16% less
- Brookhaven: Insurance costs 71.28% more
- Sandy Hook: Insurance costs 45.56% more
- Randolph: Insurance costs 27.81% less
- Hillsboro: Insurance costs 0.20% less
- Whitefield: Insurance costs 22.06% less
- Taftville: Insurance costs 34.01% more
- Centre Hall: Insurance costs 14.75% less
- Lowellville: Insurance costs 29.37% less