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Get Cheap Car Insurance in Plum Island, MA
We monitor insurance prices, helping the average driver in Plum Island save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Plum Island
The chart below shows the cheapest car insurance company in Plum Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Plum Island Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $39 |
| Geico | $42 |
| Midvale Home & Auto | $50 |
| Travelers | $62 |
Savings for Every Kind of Plum Island Driver
Based on our extensive insurance data, we know the average Plum Island driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $536 per year by choosing the right vehicle insurance company. Some Plum Island residents are paying out over $1,569 extra every year for auto insurance in Plum Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plum Island, MA Savings / Yr. |
|---|---|
$536 |
|
$798 |
|
$664 |
|
$881 |
|
$1,943 |
|
$0 |
|
$0 |
Plum Island Car Insurance vs. Massachusetts
People living in Plum Island pay an average of 1.02% more than the typical driver in the state. The average driver in Plum Island can expect to pay about $674 per year, or $1,569 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Plum Island for most people.
Car Insurance Prices by Plum Island Neighborhood
Insurance Prices
Where is insurance cheapest within Plum Island?
The map shows insurance prices in and around Plum Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the city boundaries, with insurance premiums ranging from a high of $1,601 to a low of $1,521. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Plum Island.Pick the Best Car Insurance Company for You in Plum Island
The best car insurance provider for most drivers in Plum Island
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $536 over the average Plum Island car insurance company.
The best car insurance provider for Plum Island drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $798 over the competition.
The best car insurance company for Plum Island drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $664 better than other car insurance companies.
The best auto insurance for Plum Island drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $881 less each year.
The least expensive car insurance company for new and young drivers in Plum Island
In Plum Island, State Farm costs young drivers $1,943 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plum Island
The cheapest car insurance in Plum Island for drivers with bad credit
The best Plum Island car insurance company for customer service
Nationwide was the best company for customer service in Plum Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Plum Island
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Plum Island driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plum Island, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Plum Island
What Influences the Cost of Car Insurance in Plum Island?
On average, car insurance in Plum Island is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plum Island is 38 minutes, which is about the national average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Plum Island is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plum Island is $56 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Newbury: Insurance costs 2.36% less
- Salisbury: Insurance costs 1.27% more
- Newburyport: Insurance costs 2.61% more
- Seabrook: Insurance costs 21.03% less
- Byfield: Insurance costs 2.87% less
- Amesbury Town: Insurance costs 1.72% more
- Rowley: Insurance costs 2.42% less
- West Newbury: Insurance costs 2.36% less
- Hampton Falls: Insurance costs 24.35% less
- Amesbury: Insurance costs 0.06% less
Cities with Similar Populations
- Vanatta: Insurance costs 29.57% less
- East Jamestown: Insurance costs 15.30% less
- East Laurinburg: Insurance costs 15.42% less
- Edgar: Insurance costs 3.12% more
- Edgefield: Insurance costs 76.29% more
- Edinburg: Insurance costs 8.60% less
- Edom: Insurance costs 3.06% more
- Elkfork: Insurance costs 42.38% more
- Ellis Prairie: Insurance costs 16.32% more
- Elora: Insurance costs 11.85% less